| ZIP Code | 46360 |
|---|---|
| City | Michigan City |
| State | Indiana (IN) |
| County | LaPorte County |
| Area Code | 219 |
| Elevation | 664 ft |
| Latitude | 41.689234 |
|---|---|
| Longitude | -86.86512 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18091 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.8 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.25 |
| Below Poverty | 16.2% ▲ 62% above avg |
| College Grads | 32.6% ▼ 16% below avg |
| Unemployment | 6.1% ▲ 24% above avg |
| No HS Diploma | 147 (0.5%) |
| HS Graduate | 10,216 (35%) |
| Some College | 4,600 (15.8%) |
| Associates | 4,731 (16.2%) |
| Bachelors | 2,724 (9.3%) |
| Graduate Degree | 6,782 (23.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $59,641 ▼ 22% below avg ↑ 29% since 2019 |
|---|---|
| Median Home Value | $155,900 ▼ 44% below avg ↑ 38% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $924/mo ↑ 22% since 2019 |
| Total Units | 21,652 |
| Vacant Units | 3,310 |
| Avg HH Size | 2.25 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 21,652 |
|---|---|
| Vacant | 3,310 |
| Owner Occupied | 68.4% |
| Renter Occupied | 31.7% |
| Avg HH Size | 2.25 |
ZIP code 46360 is located in Michigan City, Indiana, within LaPorte County. With a population of 43,997, this is a highly populated ZIP code with a middle-aged community — the median age is 40.8 years. Economically, 46360 is a solidly middle-class ZIP code: the median household income of $59,641 is below the national average.
Real estate in ZIP code 46360 represents an affordable housing market. The median home value of $155,900 is below the national average. Renters can expect to pay around $924 per month in median rent. Homeownership is strong here — 68.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 38% since 2019.
The population of 46360 is majority White (66.81%). Residents are moderately educated — 32.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 16.2%. Household income has grown by 29% since 2019.
The unemployment rate in 46360 stands at 6.1%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 46360 in Michigan City, IN is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 43,997 residents, a median household income of $59,641, and a median home value of $155,900, it offers a clear picture of life in this part of Indiana.