US ZIP Code
46304

Chesterton, IN

Porter County  ·  Indiana

● Active
👥 27,402 Population ↑ 8% since 2019
💰 $88,551 Median HH Income
▲ 16% above avg ↑ 12% since 2019
🎂 39.9 Median Age
🏠 $278,300 Median Home Value
≈ Avg ↑ 44% since 2019
🎓 45.0% College Grads
▲ 16% above avg
📊 6.1% Unemployment
▲ 24% above avg ↑ 22% since 2019
ZIP Code Details
ZIP Code46304
CityChesterton
StateIndiana (IN)
CountyPorter County
Area Code219
Elevation627 ft
Latitude41.614501
Longitude-87.050374
TimezoneIndiana/Indianapolis (DST)
FIPS18127
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 48.8% (13,372) Female 51.2% (14,030) ♀

Race & Ethnicity

White: 83.6%Hispanic: 9.8%Black: 1.7%Asian: 1.6%Other: 3.2%Race
White83.6%
Hispanic9.8%
Black1.7%
Asian1.6%
Other3.2%

Age Breakdown

Under 5
7%
5–17
16%
18–24
6%
25–44
29%
45–64
24%
65+
9%

Key Indicators

Median Age39.9 yrs
Avg Household Size2.49
Below Poverty9.2% ▼ 8% below avg
College Grads45.0% ▲ 16% above avg
Unemployment6.1% ▲ 24% above avg
No HS Diploma120 (0.6%)
HS Graduate5,535 (29.3%)
Some College1,936 (10.2%)
Associates2,800 (14.8%)
Bachelors1,792 (9.5%)
Graduate Degree6,706 (35.5%)

Education

No HS: 0.6%HS Grad: 29.3%Some College: 10.2%Associates: 14.8%Bachelors: 9.5%Graduate: 35.5%Edu
No HS0.6%
HS Grad29.3%
Some College10.2%
Associates14.8%
Bachelors9.5%
Graduate35.5%
Housing & Income

Housing Tenure

Owner: 76.3%Renter: 23.7%Tenure
Owner76.3%
Renter23.7%

Home Value Distribution

Under $50k
3%
$50k–100k
2%
$100k–150k
7%
$150k–200k
13%
$200k–300k
32%
$300k–500k
34%
Over $500k
9%

Financials

Median HH Income$88,551 ▲ 16% above avg ↑ 12% since 2019
Median Home Value$278,300 ≈ Avg ↑ 44% since 2019
Home/Income Ratio3.1x (nat avg ~3.5x)
Median Rent$1,169/mo ↑ 17% since 2019
Total Units11,521
Vacant Units604
Avg HH Size2.49

Income Distribution

Under $25k
10%
$25k–50k
12%
$50k–75k
17%
$75k–100k
16%
$100k–150k
22%
$150k–200k
12%
Over $200k
10%
Employment & Commute

How People Get to Work

Drove Alone
81%
Public Transit
1%
Walked
1%
Work From Home
16%

Commute Time

Under 15 min
28%
15–30 min
37%
30–45 min
20%
Over 45 min
15%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
10%
1960s–1970s
10%
1980s–1990s
19%
2000+
58%

Summary

Total Units11,521
Vacant604
Owner Occupied76.3%
Renter Occupied23.7%
Avg HH Size2.49
Frequently Asked Questions
ZIP code 46304 is in Chesterton, IN, in Porter County.
ZIP code 46304 is located in Indiana (IN).
ZIP code 46304 is in Porter County, IN.
ZIP 46304 observes the Indiana/Indianapolis timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 46304 is 27,402 people (ACS 2023).
The median household income in ZIP code 46304 is $88,551 (ACS 2023).
The median home value in ZIP 46304 is $278,300 (ACS 2023).
About ZIP Code 46304

ZIP code 46304 is located in Chesterton, Indiana, within Porter County. With a population of 27,402, this is a moderately populated ZIP code with a middle-aged community — the median age is 39.9 years. Economically, 46304 is a middle-income ZIP code: the median household income of $88,551 is above the national average.

Real estate in ZIP code 46304 represents a mid-range housing market. The median home value of $278,300 is near the national average. Renters can expect to pay around $1,169 per month in median rent. Homeownership is strong here — 76.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 44% since 2019.

The population of 46304 is primarily White (83.61%). Residents are well-educated — 45.0% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 9.2%. Household income has grown by 12% since 2019.

The unemployment rate in 46304 stands at 6.1%, which is above the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 76%.

Overall, ZIP code 46304 in Chesterton, IN is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 27,402 residents, a median household income of $88,551, and a median home value of $278,300, it offers a clear picture of life in this part of Indiana.