US ZIP Code
46278

Indianapolis, IN

Marion County  ·  Indiana

● Active
👥 8,733 Population
💰 $153,930 Median HH Income
▲ 102% above avg ↑ 29% since 2019
🎂 45.8 Median Age ↑ 7% since 2019
🏠 $420,200 Median Home Value
▲ 51% above avg ↑ 33% since 2019
🎓 72.6% College Grads
▲ 87% above avg
📊 4.2% Unemployment
▼ 13% below avg ↑ 42% since 2019
ZIP Code Details
ZIP Code46278
CityIndianapolis
StateIndiana (IN)
CountyMarion County
Area Code317/463/765
Elevation798 ft
Latitude39.892944
Longitude-86.298055
TimezoneIndiana/Indianapolis (DST)
FIPS18097
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.7% (4,338) Female 50.3% (4,395) ♀

Race & Ethnicity

White: 61.5%Hispanic: 5.4%Black: 25.2%Asian: 5.8%Other: 1.3%Race
White61.5%
Hispanic5.4%
Black25.2%
Asian5.8%
Other1.3%

Age Breakdown

Under 5
4%
5–17
18%
18–24
5%
25–44
20%
45–64
36%
65+
8%

Key Indicators

Median Age45.8 yrs ↑ 7% since 2019
Avg Household Size2.66
Below Poverty3.4% ▼ 66% below avg
College Grads72.6% ▲ 87% above avg
Unemployment4.2% ▼ 13% below avg
No HS Diploma3 (0.1%)
HS Graduate589 (9.9%)
Some College369 (6.2%)
Associates675 (11.3%)
Bachelors604 (10.1%)
Graduate Degree3,726 (62.5%)

Education

No HS: 0.1%HS Grad: 9.9%Some College: 6.2%Associates: 11.3%Bachelors: 10.1%Graduate: 62.5%Edu
No HS0.1%
HS Grad9.9%
Some College6.2%
Associates11.3%
Bachelors10.1%
Graduate62.5%
Housing & Income

Housing Tenure

Owner: 96.4%Renter: 3.6%Tenure
Owner96.4%
Renter3.6%

Home Value Distribution

Under $50k
1%
$50k–100k
1%
$100k–150k
6%
$150k–200k
11%
$200k–300k
18%
$300k–500k
28%
Over $500k
35%

Financials

Median HH Income$153,930 ▲ 102% above avg ↑ 29% since 2019
Median Home Value$420,200 ▲ 51% above avg ↑ 33% since 2019
Home/Income Ratio2.7x (nat avg ~3.5x)
Median Rent$1,172/mo ↓ 2% since 2019
Total Units3,357
Vacant Units72
Avg HH Size2.66

Income Distribution

Under $25k
2%
$25k–50k
4%
$50k–75k
6%
$75k–100k
8%
$100k–150k
26%
$150k–200k
27%
Over $200k
26%
Employment & Commute

How People Get to Work

Drove Alone
79%
Walked
1%
Work From Home
20%

Commute Time

Under 15 min
18%
15–30 min
57%
30–45 min
17%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
3%
1960s–1970s
17%
1980s–1990s
26%
2000+
53%

Summary

Total Units3,357
Vacant72
Owner Occupied96.4%
Renter Occupied3.6%
Avg HH Size2.66
Frequently Asked Questions
ZIP code 46278 is in Indianapolis, IN, in Marion County.
ZIP code 46278 is located in Indiana (IN).
ZIP code 46278 is in Marion County, IN.
ZIP 46278 observes the Indiana/Indianapolis timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 46278 is 8,733 people (ACS 2023).
The median household income in ZIP code 46278 is $153,930 (ACS 2023).
The median home value in ZIP 46278 is $420,200 (ACS 2023).
About ZIP Code 46278

ZIP code 46278 is located in Indianapolis, Indiana, within Marion County. With a population of 8,733, this is a lightly populated ZIP code with a mature community — the median age is 45.8 years. Economically, 46278 is a affluent ZIP code: the median household income of $153,930 is more than double the national average.

Real estate in ZIP code 46278 represents a premium housing market. The median home value of $420,200 is significantly above the national average. Renters can expect to pay around $1,172 per month in median rent. Homeownership is strong here — 96.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 33% since 2019.

The population of 46278 is majority White (61.51%). Residents are highly educated — 72.6% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 3.4%. Household income has grown by 29% since 2019.

The unemployment rate in 46278 stands at 4.2%, which is near the national average. About 20% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.

Overall, ZIP code 46278 in Indianapolis, IN is characterized as affluent, highly educated, a mature community, and predominantly owner-occupied. With 8,733 residents, a median household income of $153,930, and a median home value of $420,200, it offers a clear picture of life in this part of Indiana.