| ZIP Code | 45327 |
|---|---|
| City | Germantown |
| State | Ohio (OH) |
| County | Montgomery County |
| Area Code | 326/937 |
| Elevation | 725 ft |
| Latitude | 39.62876 |
|---|---|
| Longitude | -84.403005 |
| Timezone | New York (DST) |
| FIPS | 39113 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.2 yrs ↓ 9% since 2019 |
|---|---|
| Avg Household Size | 2.54 |
| Below Poverty | 7.9% ▼ 21% below avg |
| College Grads | 36.1% ≈ Avg |
| Unemployment | 4.7% ≈ Avg |
| No HS Diploma | 24 (0.4%) |
| HS Graduate | 2,059 (35.6%) |
| Some College | 593 (10.2%) |
| Associates | 1,020 (17.6%) |
| Bachelors | 706 (12.2%) |
| Graduate Degree | 1,386 (23.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $84,538 ▲ 11% above avg ↑ 28% since 2019 |
|---|---|
| Median Home Value | $198,400 ▼ 29% below avg ↑ 30% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $947/mo ↑ 10% since 2019 |
| Total Units | 3,764 |
| Vacant Units | 259 |
| Avg HH Size | 2.54 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,764 |
|---|---|
| Vacant | 259 |
| Owner Occupied | 83.1% |
| Renter Occupied | 16.9% |
| Avg HH Size | 2.54 |
ZIP code 45327 is located in Germantown, Ohio, within Montgomery County. With a population of 8,949, this is a lightly populated ZIP code with a middle-aged community — the median age is 40.2 years. Economically, 45327 is a middle-income ZIP code: the median household income of $84,538 is near the national average.
Real estate in ZIP code 45327 represents an affordable housing market. The median home value of $198,400 is below the national average. Renters can expect to pay around $947 per month in median rent. Homeownership is strong here — 83.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 30% since 2019.
The population of 45327 is primarily White (94.04%). Residents are moderately educated — 36.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 7.9%. Household income has grown by 28% since 2019.
The unemployment rate in 45327 stands at 4.7%, which is near the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 45327 in Germantown, OH is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 8,949 residents, a median household income of $84,538, and a median home value of $198,400, it offers a clear picture of life in this part of Ohio.