| ZIP Code | 45342 |
|---|---|
| City | Miamisburg |
| State | Ohio (OH) |
| County | Montgomery County |
| Area Code | 326/937 |
| Elevation | 787 ft |
| Latitude | 39.629338 |
|---|---|
| Longitude | -84.275969 |
| Timezone | New York (DST) |
| FIPS | 39113 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.4 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 2.46 |
| Below Poverty | 7.6% ▼ 24% below avg |
| College Grads | 46.4% ▲ 20% above avg |
| Unemployment | 4.9% ≈ Avg |
| No HS Diploma | 413 (1.7%) |
| HS Graduate | 6,138 (25.2%) |
| Some College | 3,541 (14.5%) |
| Associates | 2,997 (12.3%) |
| Bachelors | 3,231 (13.2%) |
| Graduate Degree | 8,078 (33.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $83,936 ▲ 10% above avg ↑ 34% since 2019 |
|---|---|
| Median Home Value | $206,800 ▼ 26% below avg ↑ 40% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $1,247/mo ↑ 31% since 2019 |
| Total Units | 15,818 |
| Vacant Units | 1,046 |
| Avg HH Size | 2.46 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 15,818 |
|---|---|
| Vacant | 1,046 |
| Owner Occupied | 64.0% |
| Renter Occupied | 36.0% |
| Avg HH Size | 2.46 |
ZIP code 45342 is located in Miamisburg, Ohio, within Montgomery County. With a population of 36,675, this is a highly populated ZIP code with a middle-aged community — the median age is 38.4 years. Economically, 45342 is a middle-income ZIP code: the median household income of $83,936 is near the national average.
Real estate in ZIP code 45342 represents an affordable housing market. The median home value of $206,800 is below the national average. Renters can expect to pay around $1,247 per month in median rent. Homeownership is strong here — 64.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 40% since 2019.
The population of 45342 is primarily White (83.34%). Residents are well-educated — 46.4% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.6%. Household income has grown by 34% since 2019.
The unemployment rate in 45342 stands at 4.9%, which is near the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 45342 in Miamisburg, OH is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 36,675 residents, a median household income of $83,936, and a median home value of $206,800, it offers a clear picture of life in this part of Ohio.