City

Germantown, OH

1 ZIP code  ·  Montgomery County  ·  Ohio

👥8,949Population
💰$84,538Median HH Income▲ 11% above avg
🎂40.2Median Age
🏠$198,400Median Home Value▼ 29% below avg
🎓36.1%College Grads≈ Avg
📊4.7%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.6% Female 50.4% ♀

Race & Ethnicity

White: 94%Hispanic: 2%Black: 0.4%Asian: 0.1%Other: 3.1%Race
White94.0%
Hispanic2.0%
Black0.4%
Asian0.1%
Other3.1%

Age Breakdown

Under 5
5%
5–17
20%
18–24
8%
25–44
22%
45–64
26%
65+
10%

Key Indicators

Median Age40.2 yrs
Avg HH Size2.54
Below Poverty7.9% ▼ 21% below avg
College Grads36.1% ≈ Avg
Unemployment4.7% ≈ Avg
No HS Diploma24 (0.4%)
HS Graduate2,059 (35.6%)
Some College593 (10.2%)
Associates1,020 (17.6%)
Bachelors706 (12.2%)
Graduate Degree1,386 (23.9%)

Education

No HS: 0.4%HS Grad: 35.6%Some College: 10.2%Associates: 17.6%Bachelors: 12.2%Graduate: 23.9%Edu
No HS0.4%
HS Grad35.6%
Some College10.2%
Associates17.6%
Bachelors12.2%
Graduate23.9%
Housing & Income

Housing Tenure

Owner: 83.1%Renter: 16.9%Tenure
Owner83.1%
Renter16.9%

Home Value Distribution

Under $50k
2%
$50k–$100k
6%
$100k–$150k
18%
$150k–$200k
26%
$200k–$300k
29%
$300k–$500k
15%
Over $500k
5%

Financials

Median HH Income$84,538 ▲ 11% above avg
Median Home Value$198,400 ▼ 29% below avg
Home/Income Ratio2.3x (nat avg ~3.5x)
Median Rent$947/mo
Total Housing Units3,764
Vacant Units259

Income Distribution

Under $25k
12%
$25k–$50k
8%
$50k–$75k
20%
$75k–$100k
16%
$100k–$150k
26%
$150k–$200k
12%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
86%
Public Transit
0%
Walked
3%
Work From Home
11%

Commute Time

Under 15 min
23%
15–30 min
35%
30–45 min
28%
Over 45 min
14%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
14%
1960s–1970s
15%
1980s–1990s
12%
2000+
57%
About Germantown, OH

Germantown is a city in Ohio, located in Montgomery County. The city spans 1 ZIP code and is home to approximately 8,949 residents. It is a middle-aged city, with a median age of 40.2 years.

Economically, Germantown is a middle-income community. The median household income of $84,538 is near the national average. Approximately 7.9% of residents live below the poverty line. The unemployment rate is 4.7%, near the national average.

The real estate market in Germantown is an affordable housing market. Median home values stand at $198,400, which is below the national average. Renters typically pay around $947 per month. Homeownership is high at 83.1%, typical of suburban and family-oriented communities.

The population of Germantown is moderately educated. 36.1% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (94.04%).

Germantown, OH offers residents above-average earning potential within Ohio.

ZIP Codes in Germantown
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
45327 8,949 $84,538 $198,400 $947 4.7% 36.1% 83.1%