US ZIP Code
45245

Cincinnati, OH

Clermont County  ·  Ohio

● Active
👥 19,707 Population ↓ 10% since 2019
💰 $73,135 Median HH Income
≈ Avg ↑ 14% since 2019
🎂 41.8 Median Age ↑ 4% since 2019
🏠 $259,500 Median Home Value
≈ Avg ↑ 44% since 2019
🎓 42.0% College Grads
▲ 8% above avg
📊 3.2% Unemployment
▼ 35% below avg ↑ 31% since 2019
ZIP Code Details
ZIP Code45245
CityCincinnati
StateOhio (OH)
CountyClermont County
Area Code283/513
Elevation895 ft
Latitude39.059884
Longitude-84.280417
TimezoneNew York (DST)
FIPS39025
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 48.0% (9,467) Female 52.0% (10,240) ♀

Race & Ethnicity

White: 88.3%Hispanic: 4.2%Black: 1.6%Asian: 0.4%Other: 5.3%Race
White88.3%
Hispanic4.2%
Black1.6%
Asian0.4%
Other5.3%

Age Breakdown

Under 5
4%
5–17
15%
18–24
7%
25–44
28%
45–64
25%
65+
10%

Key Indicators

Median Age41.8 yrs ↑ 4% since 2019
Avg Household Size2.26
Below Poverty9.3% ≈ Avg
College Grads42.0% ▲ 8% above avg
Unemployment3.2% ▼ 35% below avg
No HS Diploma170 (1.2%)
HS Graduate4,038 (29.5%)
Some College1,916 (14%)
Associates1,811 (13.2%)
Bachelors1,482 (10.8%)
Graduate Degree4,261 (31.2%)

Education

No HS: 1.2%HS Grad: 29.5%Some College: 14%Associates: 13.2%Bachelors: 10.8%Graduate: 31.2%Edu
No HS1.2%
HS Grad29.5%
Some College14.0%
Associates13.2%
Bachelors10.8%
Graduate31.2%
Housing & Income

Housing Tenure

Owner: 61.4%Renter: 38.6%Tenure
Owner61.4%
Renter38.6%

Home Value Distribution

Under $50k
2%
$50k–100k
2%
$100k–150k
9%
$150k–200k
20%
$200k–300k
29%
$300k–500k
30%
Over $500k
8%

Financials

Median HH Income$73,135 ≈ Avg ↑ 14% since 2019
Median Home Value$259,500 ≈ Avg ↑ 44% since 2019
Home/Income Ratio3.5x (nat avg ~3.5x)
Median Rent$1,123/mo ↑ 25% since 2019
Total Units8,897
Vacant Units261
Avg HH Size2.26

Income Distribution

Under $25k
14%
$25k–50k
15%
$50k–75k
22%
$75k–100k
16%
$100k–150k
13%
$150k–200k
10%
Over $200k
11%
Employment & Commute

How People Get to Work

Drove Alone
85%
Walked
0%
Work From Home
15%

Commute Time

Under 15 min
22%
15–30 min
39%
30–45 min
30%
Over 45 min
9%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
14%
1960s–1970s
13%
1980s–1990s
16%
2000+
56%

Summary

Total Units8,897
Vacant261
Owner Occupied61.4%
Renter Occupied38.6%
Avg HH Size2.26
Frequently Asked Questions
ZIP code 45245 is in Cincinnati, OH, in Clermont County.
ZIP code 45245 is located in Ohio (OH).
ZIP code 45245 is in Clermont County, OH.
ZIP 45245 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 45245 is 19,707 people (ACS 2023).
The median household income in ZIP code 45245 is $73,135 (ACS 2023).
The median home value in ZIP 45245 is $259,500 (ACS 2023).
About ZIP Code 45245

ZIP code 45245 is located in Cincinnati, Ohio, within Clermont County. With a population of 19,707, this is a moderately populated ZIP code with a middle-aged community — the median age is 41.8 years. Economically, 45245 is a solidly middle-class ZIP code: the median household income of $73,135 is near the national average.

Real estate in ZIP code 45245 represents a mid-range housing market. The median home value of $259,500 is near the national average. Renters can expect to pay around $1,123 per month in median rent. Homeownership is strong here — 61.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 44% since 2019.

The population of 45245 is primarily White (88.29%). Residents are well-educated — 42.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 9.3%. Household income has grown by 14% since 2019.

The unemployment rate in 45245 stands at 3.2%, which is below the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.

Overall, ZIP code 45245 in Cincinnati, OH is characterized as solidly middle-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 19,707 residents, a median household income of $73,135, and a median home value of $259,500, it offers a clear picture of life in this part of Ohio.