| ZIP Code | 45174 |
|---|---|
| City | Terrace Park |
| State | Ohio (OH) |
| County | Hamilton County |
| Area Code | 283/513 |
| Elevation | 570 ft |
| Latitude | 39.15856 |
|---|---|
| Longitude | -84.312243 |
| Timezone | New York (DST) |
| FIPS | 39061 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.5 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 3.07 |
| Below Poverty | 2.1% ▼ 80% below avg |
| College Grads | 90.9% ▲ 135% above avg |
| Unemployment | 3.5% ▼ 28% below avg |
| No HS Diploma | 1 (0.1%) |
| HS Graduate | 62 (4.7%) |
| Some College | 11 (0.8%) |
| Associates | 45 (3.4%) |
| Bachelors | 66 (5%) |
| Graduate Degree | 1,126 (85.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $205,795 ▲ 170% above avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $581,000 ▲ 108% above avg ↑ 10% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $3,021/mo ↑ 80% since 2019 |
| Total Units | 797 |
| Vacant Units | 50 |
| Avg HH Size | 3.07 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 797 |
|---|---|
| Vacant | 50 |
| Owner Occupied | 95.6% |
| Renter Occupied | 4.4% |
| Avg HH Size | 3.07 |
ZIP code 45174 is located in Terrace Park, Ohio, within Hamilton County. With a population of 2,294, this is a sparsely populated ZIP code with a middle-aged community — the median age is 38.5 years. Economically, 45174 is a affluent ZIP code: the median household income of $205,795 is more than double the national average.
Real estate in ZIP code 45174 represents a premium housing market. The median home value of $581,000 is more than double the national average. Renters can expect to pay around $3,021 per month in median rent. Homeownership is strong here — 95.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 10% since 2019.
The population of 45174 is primarily White (89.84%). Residents are highly educated — 90.9% hold a bachelor's degree or higher, which is more than double the national average. Poverty affects a relatively small share of residents at 2.1%. Household income has grown by 18% since 2019.
The unemployment rate in 45174 stands at 3.5%, which is below the national average. A notably high share of workers — 30% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 65%.
Overall, ZIP code 45174 in Terrace Park, OH is characterized as affluent, highly educated, a middle-aged community, and predominantly owner-occupied. With 2,294 residents, a median household income of $205,795, and a median home value of $581,000, it offers a clear picture of life in this part of Ohio.