US ZIP Code
45240

Cincinnati, OH

Hamilton County  ·  Ohio

● Active
👥 29,453 Population ↑ 10% since 2019
💰 $66,918 Median HH Income
▼ 12% below avg ↑ 11% since 2019
🎂 36.6 Median Age ↑ 6% since 2019
🏠 $176,600 Median Home Value
▼ 37% below avg ↑ 43% since 2019
🎓 42.3% College Grads
▲ 9% above avg
📊 5.4% Unemployment
▲ 10% above avg ↑ 16% since 2019
ZIP Code Details
ZIP Code45240
CityCincinnati
StateOhio (OH)
CountyHamilton County
Area Code283/513
Elevation856 ft
Latitude39.286209
Longitude-84.525958
TimezoneNew York (DST)
FIPS39061
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 46.1% (13,563) Female 54.0% (15,890) ♀

Race & Ethnicity

White: 24.9%Hispanic: 8.5%Black: 58.6%Asian: 3.7%Other: 3.2%Race
White24.9%
Hispanic8.5%
Black58.6%
Asian3.7%
Other3.2%

Age Breakdown

Under 5
7%
5–17
17%
18–24
10%
25–44
27%
45–64
23%
65+
8%

Key Indicators

Median Age36.6 yrs ↑ 6% since 2019
Avg Household Size2.60
Below Poverty16.6% ▲ 66% above avg
College Grads42.3% ▲ 9% above avg
Unemployment5.4% ▲ 10% above avg
No HS Diploma196 (1.1%)
HS Graduate5,904 (32.5%)
Some College1,542 (8.5%)
Associates2,845 (15.7%)
Bachelors1,807 (9.9%)
Graduate Degree5,867 (32.3%)

Education

No HS: 1.1%HS Grad: 32.5%Some College: 8.5%Associates: 15.7%Bachelors: 9.9%Graduate: 32.3%Edu
No HS1.1%
HS Grad32.5%
Some College8.5%
Associates15.7%
Bachelors9.9%
Graduate32.3%
Housing & Income

Housing Tenure

Owner: 60.5%Renter: 39.6%Tenure
Owner60.5%
Renter39.6%

Home Value Distribution

Under $50k
4%
$50k–100k
8%
$100k–150k
22%
$150k–200k
27%
$200k–300k
34%
$300k–500k
6%
Over $500k
1%

Financials

Median HH Income$66,918 ▼ 12% below avg ↑ 11% since 2019
Median Home Value$176,600 ▼ 37% below avg ↑ 43% since 2019
Home/Income Ratio2.6x (nat avg ~3.5x)
Median Rent$1,187/mo ↑ 22% since 2019
Total Units11,485
Vacant Units183
Avg HH Size2.60

Income Distribution

Under $25k
16%
$25k–50k
17%
$50k–75k
22%
$75k–100k
15%
$100k–150k
20%
$150k–200k
5%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
84%
Public Transit
2%
Walked
2%
Work From Home
12%

Commute Time

Under 15 min
23%
15–30 min
44%
30–45 min
25%
Over 45 min
8%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
24%
1960s–1970s
19%
1980s–1990s
7%
2000+
50%

Summary

Total Units11,485
Vacant183
Owner Occupied60.5%
Renter Occupied39.6%
Avg HH Size2.60
Frequently Asked Questions
ZIP code 45240 is in Cincinnati, OH, in Hamilton County.
ZIP code 45240 is located in Ohio (OH).
ZIP code 45240 is in Hamilton County, OH.
ZIP 45240 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 45240 is 29,453 people (ACS 2023).
The median household income in ZIP code 45240 is $66,918 (ACS 2023).
The median home value in ZIP 45240 is $176,600 (ACS 2023).
About ZIP Code 45240

ZIP code 45240 is located in Cincinnati, Ohio, within Hamilton County. With a population of 29,453, this is a moderately populated ZIP code with a relatively young community — the median age is 36.6 years. Economically, 45240 is a solidly middle-class ZIP code: the median household income of $66,918 is near the national average.

Real estate in ZIP code 45240 represents an affordable housing market. The median home value of $176,600 is below the national average. Renters can expect to pay around $1,187 per month in median rent. Homeownership is strong here — 60.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 43% since 2019.

The population of 45240 is majority Black (58.55%). Residents are well-educated — 42.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 16.6%. Household income has grown by 11% since 2019.

The unemployment rate in 45240 stands at 5.4%, which is near the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 72%.

Overall, ZIP code 45240 in Cincinnati, OH is characterized as solidly middle-class, well-educated, a relatively young community, and predominantly owner-occupied. With 29,453 residents, a median household income of $66,918, and a median home value of $176,600, it offers a clear picture of life in this part of Ohio.