| ZIP Code | 45231 |
|---|---|
| City | Cincinnati |
| State | Ohio (OH) |
| County | Hamilton County |
| Area Code | 283/513 |
| Elevation | 688 ft |
| Latitude | 39.247501 |
|---|---|
| Longitude | -84.534837 |
| Timezone | New York (DST) |
| FIPS | 39061 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.8 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.36 |
| Below Poverty | 15.4% ▲ 54% above avg |
| College Grads | 39.0% ≈ Avg |
| Unemployment | 5.4% ▲ 11% above avg |
| No HS Diploma | 326 (1.2%) |
| HS Graduate | 8,322 (31.2%) |
| Some College | 3,467 (13%) |
| Associates | 4,156 (15.6%) |
| Bachelors | 2,908 (10.9%) |
| Graduate Degree | 7,494 (28.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $69,140 ▼ 9% below avg ↑ 27% since 2019 |
|---|---|
| Median Home Value | $164,900 ▼ 41% below avg ↑ 52% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $1,118/mo ↑ 30% since 2019 |
| Total Units | 17,845 |
| Vacant Units | 852 |
| Avg HH Size | 2.36 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 17,845 |
|---|---|
| Vacant | 852 |
| Owner Occupied | 71.6% |
| Renter Occupied | 28.4% |
| Avg HH Size | 2.36 |
ZIP code 45231 is located in Cincinnati, Ohio, within Hamilton County. With a population of 40,852, this is a highly populated ZIP code with a middle-aged community — the median age is 40.8 years. Economically, 45231 is a solidly middle-class ZIP code: the median household income of $69,140 is near the national average.
Real estate in ZIP code 45231 represents an affordable housing market. The median home value of $164,900 is below the national average. Renters can expect to pay around $1,118 per month in median rent. Homeownership is strong here — 71.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 52% since 2019.
The population of 45231 is racially diverse, with White as the largest group at 47.5%. Residents are moderately educated — 39.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 15.4%. Household income has grown by 27% since 2019.
The unemployment rate in 45231 stands at 5.4%, which is near the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 45231 in Cincinnati, OH is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 40,852 residents, a median household income of $69,140, and a median home value of $164,900, it offers a clear picture of life in this part of Ohio.