| ZIP Code | 42602 |
|---|---|
| City | Albany |
| State | Kentucky (KY) |
| County | Clinton County |
| Area Code | 606 |
| Elevation | 961 ft |
| Latitude | 36.725958 |
|---|---|
| Longitude | -85.121538 |
| Timezone | New York (DST) |
| FIPS | 21053 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.9 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.42 |
| Below Poverty | 17.3% ▲ 73% above avg |
| College Grads | 31.0% ▼ 20% below avg |
| Unemployment | 5.7% ▲ 16% above avg |
| No HS Diploma | 97 (1.8%) |
| HS Graduate | 2,339 (43.9%) |
| Some College | 640 (12%) |
| Associates | 601 (11.3%) |
| Bachelors | 643 (12.1%) |
| Graduate Degree | 1,008 (18.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $41,797 ▼ 45% below avg ↑ 30% since 2019 |
|---|---|
| Median Home Value | $113,200 ▼ 59% below avg ↑ 56% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $630/mo ↑ 33% since 2019 |
| Total Units | 4,994 |
| Vacant Units | 1,266 |
| Avg HH Size | 2.42 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,994 |
|---|---|
| Vacant | 1,266 |
| Owner Occupied | 72.1% |
| Renter Occupied | 27.9% |
| Avg HH Size | 2.42 |
ZIP code 42602 is located in Albany, Kentucky, within Clinton County. With a population of 9,138, this is a lightly populated ZIP code with a middle-aged community — the median age is 42.9 years. Economically, 42602 is a working-class ZIP code: the median household income of $41,797 is below the national average.
Real estate in ZIP code 42602 represents one of the more affordable housing markets in the country. The median home value of $113,200 is well below the national average. Renters can expect to pay around $630 per month in median rent. Homeownership is strong here — 72.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 56% since 2019.
The population of 42602 is primarily White (93.66%). Residents are moderately educated — 31.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 17.3%. Household income has grown by 30% since 2019.
The unemployment rate in 42602 stands at 5.7%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.
Overall, ZIP code 42602 in Albany, KY is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 9,138 residents, a median household income of $41,797, and a median home value of $113,200, it offers a clear picture of life in this part of Kentucky.