| ZIP Code | 42633 |
|---|---|
| City | Monticello |
| State | Kentucky (KY) |
| County | Wayne County |
| Area Code | 606 |
| Elevation | 934 ft |
| Latitude | 36.800772 |
|---|---|
| Longitude | -84.82659 |
| Timezone | New York (DST) |
| FIPS | 21231 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.8 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.43 |
| Below Poverty | 24.1% ▲ 141% above avg |
| College Grads | 25.4% ▼ 35% below avg |
| Unemployment | 5.2% ≈ Avg |
| No HS Diploma | 312 (2.8%) |
| HS Graduate | 4,260 (38.6%) |
| Some College | 2,430 (22%) |
| Associates | 1,241 (11.2%) |
| Bachelors | 1,081 (9.8%) |
| Graduate Degree | 1,719 (15.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $42,500 ▼ 44% below avg ↑ 23% since 2019 |
|---|---|
| Median Home Value | $124,200 ▼ 55% below avg ↑ 41% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Median Rent | $665/mo ↑ 24% since 2019 |
| Total Units | 9,280 |
| Vacant Units | 1,744 |
| Avg HH Size | 2.43 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 9,280 |
|---|---|
| Vacant | 1,744 |
| Owner Occupied | 70.8% |
| Renter Occupied | 29.2% |
| Avg HH Size | 2.43 |
ZIP code 42633 is located in Monticello, Kentucky, within Wayne County. With a population of 18,609, this is a moderately populated ZIP code with a middle-aged community — the median age is 42.8 years. Economically, 42633 is a working-class ZIP code: the median household income of $42,500 is below the national average.
Real estate in ZIP code 42633 represents one of the more affordable housing markets in the country. The median home value of $124,200 is well below the national average. Renters can expect to pay around $665 per month in median rent. Homeownership is strong here — 70.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 42633 is primarily White (91.61%). Residents are moderately educated — 25.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 24.1%. Household income has grown by 23% since 2019.
The unemployment rate in 42633 stands at 5.2%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 42633 in Monticello, KY is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 18,609 residents, a median household income of $42,500, and a median home value of $124,200, it offers a clear picture of life in this part of Kentucky.