| ZIP Code | 42081 |
|---|---|
| City | Smithland |
| State | Kentucky (KY) |
| County | Livingston County |
| Area Code | 270/364 |
| Elevation | 553 ft |
| Latitude | 37.235071 |
|---|---|
| Longitude | -88.390523 |
| Timezone | New York (DST) |
| FIPS | 21139 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.7 yrs ↓ 16% since 2019 |
|---|---|
| Avg Household Size | 3.00 |
| Below Poverty | 10.3% ≈ Avg |
| College Grads | 27.9% ▼ 28% below avg |
| Unemployment | 1.0% ▼ 79% below avg |
| No HS Diploma | 13 (0.8%) |
| HS Graduate | 651 (40.9%) |
| Some College | 290 (18.2%) |
| Associates | 194 (12.2%) |
| Bachelors | 134 (8.4%) |
| Graduate Degree | 310 (19.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $91,250 ▲ 20% above avg ↑ 163% since 2019 |
|---|---|
| Median Home Value | $172,100 ▼ 38% below avg ↑ 53% since 2019 |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Median Rent | $850/mo ↑ 58% since 2019 |
| Total Units | 1,010 |
| Vacant Units | 236 |
| Avg HH Size | 3.00 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,010 |
|---|---|
| Vacant | 236 |
| Owner Occupied | 88.9% |
| Renter Occupied | 11.1% |
| Avg HH Size | 3.00 |
ZIP code 42081 is located in Smithland, Kentucky, within Livingston County. With a population of 2,325, this is a sparsely populated ZIP code with a middle-aged community — the median age is 42.7 years. Economically, 42081 is a middle-income ZIP code: the median household income of $91,250 is above the national average.
Real estate in ZIP code 42081 represents an affordable housing market. The median home value of $172,100 is below the national average. Renters can expect to pay around $850 per month in median rent. Homeownership is strong here — 88.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 53% since 2019.
The population of 42081 is primarily White (98.28%). Residents are moderately educated — 27.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 10.3%. Household income has grown by 163% since 2019.
The unemployment rate in 42081 stands at 1.0%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 42081 in Smithland, KY is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 2,325 residents, a median household income of $91,250, and a median home value of $172,100, it offers a clear picture of life in this part of Kentucky.