| ZIP Code | 42045 |
|---|---|
| City | Grand Rivers |
| State | Kentucky (KY) |
| County | Livingston County |
| Area Code | 270/364 |
| Elevation | 443 ft |
| Latitude | 37.074727 |
|---|---|
| Longitude | -88.267863 |
| Timezone | New York (DST) |
| FIPS | 21139 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 55.6 yrs ↑ 11% since 2019 |
|---|---|
| Avg Household Size | 2.20 |
| Below Poverty | 23.3% ▲ 133% above avg |
| College Grads | 19.3% ▼ 50% below avg |
| Unemployment | 0.6% ▼ 88% below avg |
| No HS Diploma | 29 (2%) |
| HS Graduate | 645 (44.6%) |
| Some College | 362 (25.1%) |
| Associates | 130 (9%) |
| Bachelors | 75 (5.2%) |
| Graduate Degree | 204 (14.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $47,230 ▼ 38% below avg ↓ 21% since 2019 |
|---|---|
| Median Home Value | $95,800 ▼ 66% below avg ↑ 4% since 2019 |
| Home/Income Ratio | 2.0x (nat avg ~3.5x) |
| Median Rent | $878/mo ↑ 27% since 2019 |
| Total Units | 1,219 |
| Vacant Units | 344 |
| Avg HH Size | 2.20 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,219 |
|---|---|
| Vacant | 344 |
| Owner Occupied | 65.0% |
| Renter Occupied | 35.0% |
| Avg HH Size | 2.20 |
ZIP code 42045 is located in Grand Rivers, Kentucky, within Livingston County. With a population of 1,923, this is a sparsely populated ZIP code with an older community — the median age is 55.6 years. Economically, 42045 is a working-class ZIP code: the median household income of $47,230 is below the national average.
Real estate in ZIP code 42045 represents one of the more affordable housing markets in the country. The median home value of $95,800 is well below the national average. Renters can expect to pay around $878 per month in median rent. Homeownership is strong here — 65.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 4% since 2019.
The population of 42045 is primarily White (95.27%). Residents are less-educated — 19.3% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 23.3%. Household income has declined by 21% since 2019.
The unemployment rate in 42045 stands at 0.6%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 65%.
Overall, ZIP code 42045 in Grand Rivers, KY is characterized as working-class, less-educated, an older community, and predominantly owner-occupied. With 1,923 residents, a median household income of $47,230, and a median home value of $95,800, it offers a clear picture of life in this part of Kentucky.