| ZIP Code | 41098 |
|---|---|
| City | Worthville |
| State | Kentucky (KY) |
| County | Carroll County |
| Area Code | 502 |
| Elevation | 723 ft |
| Latitude | 38.597857 |
|---|---|
| Longitude | -84.987577 |
| Timezone | New York (DST) |
| FIPS | 21041 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 55.9 yrs ↑ 51% since 2019 |
|---|---|
| Avg Household Size | 2.01 |
| Below Poverty | 24.6% ▲ 146% above avg |
| College Grads | 24.7% ▼ 36% below avg |
| Unemployment | 7.9% ▲ 61% above avg |
| HS Graduate | 343 (41.7%) |
| Some College | 164 (20%) |
| Associates | 112 (13.6%) |
| Bachelors | 93 (11.3%) |
| Graduate Degree | 110 (13.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $33,380 ▼ 56% below avg |
|---|---|
| Median Home Value | $73,100 ▼ 74% below avg ↓ 11% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $950/mo ↑ 34% since 2019 |
| Total Units | 881 |
| Vacant Units | 314 |
| Avg HH Size | 2.01 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 881 |
|---|---|
| Vacant | 314 |
| Owner Occupied | 80.8% |
| Renter Occupied | 19.2% |
| Avg HH Size | 2.01 |
ZIP code 41098 is located in Worthville, Kentucky, within Carroll County. With a population of 1,138, this is a sparsely populated ZIP code with an older community — the median age is 55.9 years. Economically, 41098 is a lower-income ZIP code: the median household income of $33,380 is well below the national average.
Real estate in ZIP code 41098 represents one of the more affordable housing markets in the country. The median home value of $73,100 is well below the national average. Renters can expect to pay around $950 per month in median rent. Homeownership is strong here — 80.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 11% since 2019.
The population of 41098 is primarily White (91.21%). Residents are less-educated — 24.7% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 24.6%.
The unemployment rate in 41098 stands at 7.9%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 41098 in Worthville, KY is characterized as lower-income, less-educated, an older community, and predominantly owner-occupied. With 1,138 residents, a median household income of $33,380, and a median home value of $73,100, it offers a clear picture of life in this part of Kentucky.