| ZIP Code | 41086 |
|---|---|
| City | Sparta |
| State | Kentucky (KY) |
| County | Gallatin County |
| Area Code | 502 |
| Elevation | 648 ft |
| Latitude | 38.695247 |
|---|---|
| Longitude | -84.881267 |
| Timezone | New York (DST) |
| FIPS | 21077 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.0 yrs ↑ 12% since 2019 |
|---|---|
| Avg Household Size | 2.53 |
| Below Poverty | 5.3% ▼ 47% below avg |
| College Grads | 29.0% ▼ 25% below avg |
| Unemployment | 2.7% ▼ 45% below avg |
| No HS Diploma | 25 (2%) |
| HS Graduate | 582 (45.9%) |
| Some College | 169 (13.3%) |
| Associates | 124 (9.8%) |
| Bachelors | 157 (12.4%) |
| Graduate Degree | 210 (16.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $59,911 ▼ 21% below avg ↓ 3% since 2019 |
|---|---|
| Median Home Value | $166,900 ▼ 40% below avg ↑ 8% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $869/mo ↑ 13% since 2019 |
| Total Units | 982 |
| Vacant Units | 142 |
| Avg HH Size | 2.53 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 982 |
|---|---|
| Vacant | 142 |
| Owner Occupied | 79.9% |
| Renter Occupied | 20.1% |
| Avg HH Size | 2.53 |
ZIP code 41086 is located in Sparta, Kentucky, within Gallatin County. With a population of 2,126, this is a sparsely populated ZIP code with a middle-aged community — the median age is 38 years. Economically, 41086 is a solidly middle-class ZIP code: the median household income of $59,911 is below the national average.
Real estate in ZIP code 41086 represents an affordable housing market. The median home value of $166,900 is below the national average. Renters can expect to pay around $869 per month in median rent. Homeownership is strong here — 79.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 8% since 2019.
The population of 41086 is primarily White (85.65%). Residents are moderately educated — 29.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 5.3%. Household income has declined by 3% since 2019.
The unemployment rate in 41086 stands at 2.7%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 72%.
Overall, ZIP code 41086 in Sparta, KY is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 2,126 residents, a median household income of $59,911, and a median home value of $166,900, it offers a clear picture of life in this part of Kentucky.