| ZIP Code | 41095 |
|---|---|
| City | Warsaw |
| State | Kentucky (KY) |
| County | Gallatin County |
| Area Code | 859 |
| Elevation | 758 ft |
| Latitude | 38.773683 |
|---|---|
| Longitude | -84.747471 |
| Timezone | New York (DST) |
| FIPS | 21077 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 37.5 yrs |
|---|---|
| Avg Household Size | 2.56 |
| Below Poverty | 15.2% ▲ 52% above avg |
| College Grads | 21.5% ▼ 45% below avg |
| Unemployment | 6.1% ▲ 24% above avg |
| No HS Diploma | 16 (0.7%) |
| HS Graduate | 918 (41.9%) |
| Some College | 400 (18.3%) |
| Associates | 385 (17.6%) |
| Bachelors | 134 (6.1%) |
| Graduate Degree | 336 (15.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $59,342 ▼ 22% below avg ↑ 42% since 2019 |
|---|---|
| Median Home Value | $165,500 ▼ 41% below avg ↑ 39% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $788/mo ↑ 11% since 2019 |
| Total Units | 1,645 |
| Vacant Units | 231 |
| Avg HH Size | 2.56 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,645 |
|---|---|
| Vacant | 231 |
| Owner Occupied | 59.1% |
| Renter Occupied | 41.0% |
| Avg HH Size | 2.56 |
ZIP code 41095 is located in Warsaw, Kentucky, within Gallatin County. With a population of 3,775, this is a sparsely populated ZIP code with a relatively young community — the median age is 37.5 years. Economically, 41095 is a solidly middle-class ZIP code: the median household income of $59,342 is below the national average.
Real estate in ZIP code 41095 represents an affordable housing market. The median home value of $165,500 is below the national average. Renters can expect to pay around $788 per month in median rent. The area has a relatively balanced mix of owners (59.1%) and renters (41.0%). Median home values have increased by 39% since 2019.
The population of 41095 is primarily White (81.85%). Residents are less-educated — 21.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 15.2%. Household income has grown by 42% since 2019.
The unemployment rate in 41095 stands at 6.1%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 41095 in Warsaw, KY is characterized as solidly middle-class, less-educated, and a relatively young community. With 3,775 residents, a median household income of $59,342, and a median home value of $165,500, it offers a clear picture of life in this part of Kentucky.