City

Warsaw, KY

1 ZIP code  ·  Gallatin County  ·  Kentucky

👥3,775Population
💰$59,342Median HH Income▼ 22% below avg
🎂37.5Median Age
🏠$165,500Median Home Value▼ 41% below avg
🎓21.5%College Grads▼ 45% below avg
📊6.1%Unemployment▲ 24% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 52.2% Female 47.8% ♀

Race & Ethnicity

White: 81.9%Hispanic: 7%Black: 5.8%Asian: 1%Other: 4.3%Race
White81.9%
Hispanic7.0%
Black5.8%
Asian1.0%
Other4.3%

Age Breakdown

Under 5
5%
5–17
16%
18–24
12%
25–44
24%
45–64
27%
65+
8%

Key Indicators

Median Age37.5 yrs
Avg HH Size2.56
Below Poverty15.2% ▲ 52% above avg
College Grads21.5% ▼ 45% below avg
Unemployment6.1% ▲ 24% above avg
No HS Diploma16 (0.7%)
HS Graduate918 (41.9%)
Some College400 (18.3%)
Associates385 (17.6%)
Bachelors134 (6.1%)
Graduate Degree336 (15.3%)

Education

No HS: 0.7%HS Grad: 41.9%Some College: 18.3%Associates: 17.6%Bachelors: 6.1%Graduate: 15.3%Edu
No HS0.7%
HS Grad41.9%
Some College18.3%
Associates17.6%
Bachelors6.1%
Graduate15.3%
Housing & Income

Housing Tenure

Owner: 59.1%Renter: 41%Tenure
Owner59.1%
Renter41.0%

Home Value Distribution

Under $50k
11%
$50k–$100k
12%
$100k–$150k
17%
$150k–$200k
28%
$200k–$300k
19%
$300k–$500k
9%
Over $500k
4%

Financials

Median HH Income$59,342 ▼ 22% below avg
Median Home Value$165,500 ▼ 41% below avg
Home/Income Ratio2.8x (nat avg ~3.5x)
Median Rent$788/mo
Total Housing Units1,645
Vacant Units231

Income Distribution

Under $25k
15%
$25k–$50k
20%
$50k–$75k
25%
$75k–$100k
13%
$100k–$150k
21%
$150k–$200k
2%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
91%
Walked
3%
Work From Home
6%

Commute Time

Under 15 min
31%
15–30 min
21%
30–45 min
32%
Over 45 min
17%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
12%
1960s–1970s
13%
1980s–1990s
15%
2000+
58%
About Warsaw, KY

Warsaw is a city in Kentucky, located in Gallatin County. The city spans 1 ZIP code and is home to approximately 3,775 residents. It is a relatively young city, with a median age of 37.5 years.

Economically, Warsaw is a solidly middle-class community. The median household income of $59,342 is below the national average. Approximately 15.2% of residents live below the poverty line. The unemployment rate is 6.1%, above the national average.

The real estate market in Warsaw is an affordable housing market. Median home values stand at $165,500, which is below the national average. Renters typically pay around $788 per month.

The population of Warsaw is less-educated. 21.5% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (81.85%).

Warsaw, KY offers residents a cost-conscious lifestyle within Kentucky.

ZIP Codes in Warsaw
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
41095 3,775 $59,342 $165,500 $788 6.1% 21.5% 59.1%