County

Carroll County, KY

4 ZIP codes  ·  4 cities  ·  Kentucky

👥12,104Population
💰$58,290Median HH Income▼ 24% below avg
🎂40.0Median Age
🏠$144,098Median Home Value▼ 48% below avg
🎓20.3%College Grads▼ 48% below avg
📊7.0%Unemployment▲ 43% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 51.3% Female 48.7% ♀

Race & Ethnicity

White: 88%Hispanic: 8.8%Black: 2.5%Other: 3.2%Race
White88.0%
Hispanic8.8%
Black2.5%
Other3.2%

Age Breakdown

Under 5
6%
5–17
20%
18–24
7%
25–44
24%
45–64
26%
65+
7%

Key Indicators

Median Age40.0 yrs
Avg HH Size2.65
Below Poverty18.1% ▲ 81% above avg
College Grads20.3% ▼ 48% below avg
Unemployment7.0% ▲ 43% above avg
No HS Diploma71 (1%)
HS Graduate2,420 (35.3%)
Some College1,634 (23.8%)
Associates1,319 (19.2%)
Bachelors679 (9.9%)
Graduate Degree731 (10.7%)

Education

No HS: 1%HS Grad: 35.3%Some College: 23.8%Associates: 19.2%Bachelors: 9.9%Graduate: 10.7%Edu
No HS1.0%
HS Grad35.3%
Some College23.8%
Associates19.2%
Bachelors9.9%
Graduate10.7%
Housing & Income

Housing Tenure

Owner: 65.9%Renter: 34.2%Tenure
Owner65.9%
Renter34.2%

Home Value Distribution

Under $50k
15%
$50k–$100k
18%
$100k–$150k
18%
$150k–$200k
17%
$200k–$300k
18%
$300k–$500k
11%
Over $500k
3%

Financials

Median HH Income$58,290 ▼ 24% below avg
Median Home Value$144,098 ▼ 48% below avg
Home/Income Ratio2.5x (nat avg ~3.5x)
Median Rent$878/mo
Total Housing Units5,373
Vacant Units868

Income Distribution

Under $25k
27%
$25k–$50k
17%
$50k–$75k
15%
$75k–$100k
12%
$100k–$150k
16%
$150k–$200k
8%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
93%
Walked
2%
Work From Home
5%

Commute Time

Under 15 min
37%
15–30 min
31%
30–45 min
23%
Over 45 min
9%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
3%
1960s–1970s
14%
1980s–1990s
23%
2000+
59%
About Carroll County, KY

Carroll County is located in Kentucky and encompasses 4 ZIP codes spanning 4 cities and communities. The county has an estimated population of 12,104 residents. With a median age of 39.99, it is a middle-aged county.

Carroll County has a solidly middle-class economic profile. The median household income of $58,289 is below the national average. Unemployment stands at 7.0%, above the national average. The poverty rate of 18.1% is significantly above the national average, indicating economic challenges.

Housing in Carroll County is one of the more affordable housing markets in the country, with a median home value of $144,098 — below the national average. Monthly median rent is approximately $878. Homeownership rates are high at 65.9%, reflecting a largely residential, stable population.

The residents of Carroll County are primarily White (88.04%). Educational attainment is less-educated — 20.3% of adults hold a bachelor's degree or higher, below the national average.

Carroll County, KY is a solidly middle-class area in Kentucky. The 4 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Carroll County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
41008 Carrollton 7,754 $60,000 $142,000 $848 9.8% 18.7%
41045 Ghent 1,222 $57,381 $170,600 $873 0.0% 24.2%
41083 Sanders 1,990 $66,429 $176,600 $958 0.0% 21.8%
41098 Worthville 1,138 $33,380 $73,100 $950 7.9% 24.7%