| ZIP Code | 40865 |
|---|---|
| City | Putney |
| State | Kentucky (KY) |
| County | Harlan County |
| Area Code | 606 |
| Elevation | 1,945 ft |
| Latitude | 36.920061 |
|---|---|
| Longitude | -83.211161 |
| Timezone | New York (DST) |
| FIPS | 21095 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 54.9 yrs ↑ 23% since 2019 |
|---|---|
| Avg Household Size | 2.30 |
| Below Poverty | 0.0% ▼ 100% below avg |
| College Grads | 10.5% ▼ 73% below avg |
| Unemployment | 0.0% ▼ 100% below avg |
| HS Graduate | 191 (59.1%) |
| Some College | 21 (6.5%) |
| Associates | 77 (23.8%) |
| Bachelors | 12 (3.7%) |
| Graduate Degree | 22 (6.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $54,052 ▼ 29% below avg |
|---|---|
| Median Home Value | $69,000 ▼ 75% below avg ↓ 8% since 2019 |
| Home/Income Ratio | 1.3x (nat avg ~3.5x) |
| Total Units | 172 |
| Vacant Units | 13 |
| Avg HH Size | 2.30 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 172 |
|---|---|
| Vacant | 13 |
| Owner Occupied | 100.0% |
| Renter Occupied | 0.0% |
| Avg HH Size | 2.30 |
ZIP code 40865 is located in Putney, Kentucky, within Harlan County. With a population of 365, this is a sparsely populated ZIP code with a mature community — the median age is 54.9 years. Economically, 40865 is a working-class ZIP code: the median household income of $54,052 is below the national average.
Real estate in ZIP code 40865 represents one of the more affordable housing markets in the country. The median home value of $69,000 is well below the national average. Median home values have decreased by 8% since 2019.
The population of 40865 is primarily White (82.47%). Residents are less-educated — 10.5% hold a bachelor's degree or higher, which is well below the national average.
A notably high share of workers — 48% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 34%.
Overall, ZIP code 40865 in Putney, KY is characterized as working-class, less-educated, a mature community, and predominantly owner-occupied. With 365 residents, a median household income of $54,052, and a median home value of $69,000, it offers a clear picture of life in this part of Kentucky.