| ZIP Code | 40828 |
|---|---|
| City | Evarts |
| State | Kentucky (KY) |
| County | Harlan County |
| Area Code | 606 |
| Elevation | 3,009 ft |
| Latitude | 36.871821 |
|---|---|
| Longitude | -83.152587 |
| Timezone | New York (DST) |
| FIPS | 21095 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.9 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.59 |
| Below Poverty | 24.9% ▲ 149% above avg |
| College Grads | 24.9% ▼ 36% below avg |
| Unemployment | 12.3% ▲ 150% above avg |
| No HS Diploma | 25 (1.1%) |
| HS Graduate | 892 (37.6%) |
| Some College | 576 (24.3%) |
| Associates | 286 (12.1%) |
| Bachelors | 326 (13.8%) |
| Graduate Degree | 265 (11.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $39,340 ▼ 48% below avg ↑ 43% since 2019 |
|---|---|
| Median Home Value | $53,500 ▼ 81% below avg ↑ 4% since 2019 |
| Home/Income Ratio | 1.4x (nat avg ~3.5x) |
| Median Rent | $821/mo ↑ 48% since 2019 |
| Total Units | 1,826 |
| Vacant Units | 249 |
| Avg HH Size | 2.59 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,826 |
|---|---|
| Vacant | 249 |
| Owner Occupied | 76.5% |
| Renter Occupied | 23.5% |
| Avg HH Size | 2.59 |
ZIP code 40828 is located in Evarts, Kentucky, within Harlan County. With a population of 4,431, this is a lightly populated ZIP code with a middle-aged community — the median age is 38.9 years. Economically, 40828 is a lower-income ZIP code: the median household income of $39,340 is below the national average.
Real estate in ZIP code 40828 represents one of the more affordable housing markets in the country. The median home value of $53,500 is well below the national average. Renters can expect to pay around $821 per month in median rent. Homeownership is strong here — 76.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 4% since 2019.
The population of 40828 is primarily White (93.95%). Residents are less-educated — 24.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 24.9%. Household income has grown by 43% since 2019.
The unemployment rate in 40828 stands at 12.3%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.
Overall, ZIP code 40828 in Evarts, KY is characterized as lower-income, less-educated, a middle-aged community, and predominantly owner-occupied. With 4,431 residents, a median household income of $39,340, and a median home value of $53,500, it offers a clear picture of life in this part of Kentucky.