| ZIP Code | 40806 |
|---|---|
| City | Baxter |
| State | Kentucky (KY) |
| County | Harlan County |
| Area Code | 606 |
| Elevation | 1,517 ft |
| Latitude | 36.891225 |
|---|---|
| Longitude | -83.297006 |
| Timezone | New York (DST) |
| FIPS | 21095 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.1 yrs ↑ 39% since 2019 |
|---|---|
| Avg Household Size | 2.36 |
| Below Poverty | 15.7% ▲ 57% above avg |
| College Grads | 29.8% ▼ 23% below avg |
| Unemployment | 12.1% ▲ 147% above avg |
| HS Graduate | 393 (33.6%) |
| Some College | 111 (9.5%) |
| Associates | 317 (27.1%) |
| Bachelors | 132 (11.3%) |
| Graduate Degree | 217 (18.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $57,135 ▼ 25% below avg ↑ 80% since 2019 |
|---|---|
| Median Home Value | $111,600 ▼ 60% below avg ↑ 23% since 2019 |
| Home/Income Ratio | 2.0x (nat avg ~3.5x) |
| Median Rent | $696/mo ↑ 9% since 2019 |
| Total Units | 932 |
| Vacant Units | 157 |
| Avg HH Size | 2.36 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 932 |
|---|---|
| Vacant | 157 |
| Owner Occupied | 75.4% |
| Renter Occupied | 24.7% |
| Avg HH Size | 2.36 |
ZIP code 40806 is located in Baxter, Kentucky, within Harlan County. With a population of 1,827, this is a sparsely populated ZIP code with a mature community — the median age is 48.1 years. Economically, 40806 is a solidly middle-class ZIP code: the median household income of $57,135 is below the national average.
Real estate in ZIP code 40806 represents one of the more affordable housing markets in the country. The median home value of $111,600 is well below the national average. Renters can expect to pay around $696 per month in median rent. Homeownership is strong here — 75.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 23% since 2019.
The population of 40806 is primarily White (96.93%). Residents are moderately educated — 29.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 15.7%. Household income has grown by 80% since 2019.
The unemployment rate in 40806 stands at 12.1%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 66%.
Overall, ZIP code 40806 in Baxter, KY is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 1,827 residents, a median household income of $57,135, and a median home value of $111,600, it offers a clear picture of life in this part of Kentucky.