| ZIP Code | 40763 |
|---|---|
| City | Siler |
| State | Kentucky (KY) |
| County | Whitley County |
| Area Code | 606 |
| Elevation | 971 ft |
| Latitude | 36.689229 |
|---|---|
| Longitude | -83.925596 |
| Timezone | New York (DST) |
| FIPS | 21235 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.6 yrs ↓ 25% since 2019 |
|---|---|
| Avg Household Size | 2.11 |
| Below Poverty | 47.4% ▲ 374% above avg |
| College Grads | 16.8% ▼ 57% below avg |
| Unemployment | 0.0% ▼ 100% below avg |
| No HS Diploma | 4 (2.2%) |
| HS Graduate | 103 (57.5%) |
| Some College | 25 (14%) |
| Associates | 17 (9.5%) |
| Bachelors | 22 (12.3%) |
| Graduate Degree | 8 (4.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $21,813 ▼ 71% below avg ↑ 10% since 2019 |
|---|---|
| Median Home Value | $51,500 ▼ 82% below avg ↓ 10% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Total Units | 233 |
| Vacant Units | 86 |
| Avg HH Size | 2.11 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 233 |
|---|---|
| Vacant | 86 |
| Owner Occupied | 79.6% |
| Renter Occupied | 20.4% |
| Avg HH Size | 2.11 |
ZIP code 40763 is located in Siler, Kentucky, within Whitley County. With a population of 310, this is a sparsely populated ZIP code with a middle-aged community — the median age is 43.6 years. Economically, 40763 is a lower-income ZIP code: the median household income of $21,813 is well below the national average.
Real estate in ZIP code 40763 represents one of the more affordable housing markets in the country. The median home value of $51,500 is well below the national average. Homeownership is strong here — 79.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 10% since 2019.
The population of 40763 is primarily White (99.35%). Residents are less-educated — 16.8% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 47.4%. Household income has grown by 10% since 2019.
A notably high share of workers — 63% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 4%.
Overall, ZIP code 40763 in Siler, KY is characterized as lower-income, less-educated, a middle-aged community, and predominantly owner-occupied. With 310 residents, a median household income of $21,813, and a median home value of $51,500, it offers a clear picture of life in this part of Kentucky.