| ZIP Code | 40759 |
|---|---|
| City | Rockholds |
| State | Kentucky (KY) |
| County | Whitley County |
| Area Code | 606 |
| Elevation | 1,085 ft |
| Latitude | 36.812972 |
|---|---|
| Longitude | -84.057124 |
| Timezone | New York (DST) |
| FIPS | 21235 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.4 yrs ↑ 18% since 2019 |
|---|---|
| Avg Household Size | 2.86 |
| Below Poverty | 33.0% ▲ 230% above avg |
| College Grads | 26.6% ▼ 31% below avg |
| Unemployment | 1.1% ▼ 77% below avg |
| No HS Diploma | 6 (0.4%) |
| HS Graduate | 612 (40%) |
| Some College | 215 (14.1%) |
| Associates | 290 (19%) |
| Bachelors | 237 (15.5%) |
| Graduate Degree | 169 (11.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $31,588 ▼ 59% below avg ↑ 48% since 2019 |
|---|---|
| Median Home Value | $85,300 ▼ 69% below avg ↑ 52% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $719/mo ↑ 21% since 2019 |
| Total Units | 1,308 |
| Vacant Units | 193 |
| Avg HH Size | 2.86 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,308 |
|---|---|
| Vacant | 193 |
| Owner Occupied | 77.9% |
| Renter Occupied | 22.2% |
| Avg HH Size | 2.86 |
ZIP code 40759 is located in Rockholds, Kentucky, within Whitley County. With a population of 3,194, this is a sparsely populated ZIP code with a middle-aged community — the median age is 41.4 years. Economically, 40759 is a lower-income ZIP code: the median household income of $31,588 is well below the national average.
Real estate in ZIP code 40759 represents one of the more affordable housing markets in the country. The median home value of $85,300 is well below the national average. Renters can expect to pay around $719 per month in median rent. Homeownership is strong here — 77.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 52% since 2019.
The population of 40759 is primarily White (98.53%). Residents are moderately educated — 26.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 33.0%. Household income has grown by 48% since 2019.
The unemployment rate in 40759 stands at 1.1%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 69%.
Overall, ZIP code 40759 in Rockholds, KY is characterized as lower-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 3,194 residents, a median household income of $31,588, and a median home value of $85,300, it offers a clear picture of life in this part of Kentucky.