| ZIP Code | 40351 |
|---|---|
| City | Morehead |
| State | Kentucky (KY) |
| County | Rowan County |
| Area Code | 606 |
| Elevation | 889 ft |
| Latitude | 38.204266 |
|---|---|
| Longitude | -83.428079 |
| Timezone | New York (DST) |
| FIPS | 21205 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 30.7 yrs |
|---|---|
| Avg Household Size | 2.30 |
| Below Poverty | 23.4% ▲ 134% above avg |
| College Grads | 36.1% ≈ Avg |
| Unemployment | 5.4% ▲ 11% above avg |
| No HS Diploma | 182 (1.6%) |
| HS Graduate | 3,641 (31.8%) |
| Some College | 1,813 (15.9%) |
| Associates | 1,666 (14.6%) |
| Bachelors | 1,066 (9.3%) |
| Graduate Degree | 3,067 (26.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $51,110 ▼ 33% below avg ↑ 27% since 2019 |
|---|---|
| Median Home Value | $163,000 ▼ 42% below avg ↑ 25% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $775/mo ↑ 22% since 2019 |
| Total Units | 9,497 |
| Vacant Units | 1,038 |
| Avg HH Size | 2.30 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 9,497 |
|---|---|
| Vacant | 1,038 |
| Owner Occupied | 62.8% |
| Renter Occupied | 37.2% |
| Avg HH Size | 2.30 |
ZIP code 40351 is located in Morehead, Kentucky, within Rowan County. With a population of 22,338, this is a moderately populated ZIP code with a relatively young community — the median age is 30.7 years. Economically, 40351 is a working-class ZIP code: the median household income of $51,110 is below the national average.
Real estate in ZIP code 40351 represents an affordable housing market. The median home value of $163,000 is below the national average. Renters can expect to pay around $775 per month in median rent. Homeownership is strong here — 62.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 25% since 2019.
The population of 40351 is primarily White (94.03%). Residents are moderately educated — 36.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects a significant share of residents at 23.4%. Household income has grown by 27% since 2019.
The unemployment rate in 40351 stands at 5.4%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 40351 in Morehead, KY is characterized as working-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 22,338 residents, a median household income of $51,110, and a median home value of $163,000, it offers a clear picture of life in this part of Kentucky.