| ZIP Code | 40313 |
|---|---|
| City | Clearfield |
| State | Kentucky (KY) |
| County | Rowan County |
| Area Code | 606 |
| Elevation | 974 ft |
| Latitude | 38.137482 |
|---|---|
| Longitude | -83.402595 |
| Timezone | New York (DST) |
| FIPS | 21205 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 37.2 yrs ↑ 25% since 2019 |
|---|---|
| Avg Household Size | 2.55 |
| Below Poverty | 15.1% ▲ 51% above avg |
| College Grads | 41.1% ≈ Avg |
| Unemployment | 0.0% ▼ 100% below avg |
| No HS Diploma | 41 (2.7%) |
| HS Graduate | 505 (33.5%) |
| Some College | 210 (13.9%) |
| Associates | 132 (8.8%) |
| Bachelors | 137 (9.1%) |
| Graduate Degree | 483 (32%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $64,155 ▼ 16% below avg ↑ 100% since 2019 |
|---|---|
| Median Home Value | $116,200 ▼ 58% below avg ↑ 39% since 2019 |
| Home/Income Ratio | 1.8x (nat avg ~3.5x) |
| Median Rent | $954/mo ↑ 39% since 2019 |
| Total Units | 1,313 |
| Vacant Units | 194 |
| Avg HH Size | 2.55 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,313 |
|---|---|
| Vacant | 194 |
| Owner Occupied | 63.0% |
| Renter Occupied | 37.0% |
| Avg HH Size | 2.55 |
ZIP code 40313 is located in Clearfield, Kentucky, within Rowan County. With a population of 2,856, this is a sparsely populated ZIP code with a relatively young community — the median age is 37.2 years. Economically, 40313 is a solidly middle-class ZIP code: the median household income of $64,155 is below the national average.
Real estate in ZIP code 40313 represents one of the more affordable housing markets in the country. The median home value of $116,200 is well below the national average. Renters can expect to pay around $954 per month in median rent. Homeownership is strong here — 63.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 39% since 2019.
The population of 40313 is primarily White (91.77%). Residents are well-educated — 41.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 15.1%. Household income has grown by 100% since 2019.
As in most parts of the country, driving alone is the dominant commute mode at 67%.
Overall, ZIP code 40313 in Clearfield, KY is characterized as solidly middle-class, well-educated, a relatively young community, and predominantly owner-occupied. With 2,856 residents, a median household income of $64,155, and a median home value of $116,200, it offers a clear picture of life in this part of Kentucky.