| ZIP Code | 40006 |
|---|---|
| City | Bedford |
| State | Kentucky (KY) |
| County | Trimble County |
| Area Code | 502 |
| Elevation | 747 ft |
| Latitude | 38.596216 |
|---|---|
| Longitude | -85.333041 |
| Timezone | New York (DST) |
| FIPS | 21223 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.6 yrs ↑ 10% since 2019 |
|---|---|
| Avg Household Size | 2.61 |
| Below Poverty | 18.7% ▲ 87% above avg |
| College Grads | 26.4% ▼ 32% below avg |
| Unemployment | 4.4% ▼ 11% below avg |
| No HS Diploma | 48 (1.5%) |
| HS Graduate | 1,171 (37.2%) |
| Some College | 764 (24.3%) |
| Associates | 336 (10.7%) |
| Bachelors | 234 (7.4%) |
| Graduate Degree | 597 (19%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $60,244 ▼ 21% below avg ↑ 10% since 2019 |
|---|---|
| Median Home Value | $183,700 ▼ 34% below avg ↑ 57% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $695/mo ↑ 3% since 2019 |
| Total Units | 2,069 |
| Vacant Units | 212 |
| Avg HH Size | 2.61 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,069 |
|---|---|
| Vacant | 212 |
| Owner Occupied | 86.7% |
| Renter Occupied | 13.4% |
| Avg HH Size | 2.61 |
ZIP code 40006 is located in Bedford, Kentucky, within Trimble County. With a population of 4,900, this is a lightly populated ZIP code with a mature community — the median age is 45.6 years. Economically, 40006 is a solidly middle-class ZIP code: the median household income of $60,244 is below the national average.
Real estate in ZIP code 40006 represents an affordable housing market. The median home value of $183,700 is below the national average. Renters can expect to pay around $695 per month in median rent. Homeownership is strong here — 86.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 57% since 2019.
The population of 40006 is primarily White (92.98%). Residents are moderately educated — 26.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 18.7%. Household income has grown by 10% since 2019.
The unemployment rate in 40006 stands at 4.4%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 40006 in Bedford, KY is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 4,900 residents, a median household income of $60,244, and a median home value of $183,700, it offers a clear picture of life in this part of Kentucky.