| ZIP Code | 40055 |
|---|---|
| City | Pendleton |
| State | Kentucky (KY) |
| County | Henry County |
| Area Code | 502 |
| Elevation | 854 ft |
| Latitude | 38.495202 |
|---|---|
| Longitude | -85.326025 |
| Timezone | New York (DST) |
| FIPS | 21103 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.7 yrs ↑ 9% since 2019 |
|---|---|
| Avg Household Size | 2.68 |
| Below Poverty | 16.0% ▲ 60% above avg |
| College Grads | 31.5% ▼ 19% below avg |
| Unemployment | 15.6% ▲ 220% above avg |
| HS Graduate | 526 (37.5%) |
| Some College | 212 (15.1%) |
| Associates | 223 (15.9%) |
| Bachelors | 201 (14.3%) |
| Graduate Degree | 241 (17.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $83,401 ▲ 9% above avg ↑ 30% since 2019 |
|---|---|
| Median Home Value | $193,900 ▼ 30% below avg ↓ 6% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $1,096/mo ↑ 30% since 2019 |
| Total Units | 1,040 |
| Vacant Units | 149 |
| Avg HH Size | 2.68 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,040 |
|---|---|
| Vacant | 149 |
| Owner Occupied | 84.3% |
| Renter Occupied | 15.7% |
| Avg HH Size | 2.68 |
ZIP code 40055 is located in Pendleton, Kentucky, within Henry County. With a population of 2,386, this is a sparsely populated ZIP code with a middle-aged community — the median age is 43.7 years. Economically, 40055 is a middle-income ZIP code: the median household income of $83,401 is near the national average.
Real estate in ZIP code 40055 represents an affordable housing market. The median home value of $193,900 is below the national average. Renters can expect to pay around $1,096 per month in median rent. Homeownership is strong here — 84.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 6% since 2019.
The population of 40055 is primarily White (97.15%). Residents are moderately educated — 31.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 16.0%. Household income has grown by 30% since 2019.
The unemployment rate in 40055 stands at 15.6%, which is more than double the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 64%.
Overall, ZIP code 40055 in Pendleton, KY is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 2,386 residents, a median household income of $83,401, and a median home value of $193,900, it offers a clear picture of life in this part of Kentucky.