US ZIP Code
32966

Vero Beach, FL

Indian River County  ·  Florida

● Active
👥 20,025 Population ↑ 8% since 2019
💰 $63,144 Median HH Income
▼ 17% below avg ↑ 26% since 2019
🎂 63.0 Median Age ↑ 6% since 2019
🏠 $264,300 Median Home Value
≈ Avg ↑ 83% since 2019
🎓 43.9% College Grads
▲ 13% above avg
📊 6.0% Unemployment
▲ 22% above avg ↑ 10% since 2019
ZIP Code Details
ZIP Code32966
CityVero Beach
StateFlorida (FL)
CountyIndian River County
Area Code772
Elevation20 ft
Latitude27.686911
Longitude-80.715786
TimezoneNew York (DST)
FIPS12061
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 46.2% (9,244) Female 53.8% (10,781) ♀

Race & Ethnicity

White: 82.9%Hispanic: 9%Black: 4.5%Asian: 0.8%Other: 2.6%Race
White82.9%
Hispanic9.0%
Black4.5%
Asian0.8%
Other2.6%

Age Breakdown

Under 5
3%
5–17
8%
18–24
4%
25–44
12%
45–64
27%
65+
16%

Key Indicators

Median Age63.0 yrs ↑ 6% since 2019
Avg Household Size2.06
Below Poverty9.4% ≈ Avg
College Grads43.9% ▲ 13% above avg
Unemployment6.0% ▲ 22% above avg
No HS Diploma99 (0.6%)
HS Graduate4,637 (28.3%)
Some College2,123 (13%)
Associates2,327 (14.2%)
Bachelors1,867 (11.4%)
Graduate Degree5,331 (32.5%)

Education

No HS: 0.6%HS Grad: 28.3%Some College: 13%Associates: 14.2%Bachelors: 11.4%Graduate: 32.5%Edu
No HS0.6%
HS Grad28.3%
Some College13.0%
Associates14.2%
Bachelors11.4%
Graduate32.5%
Housing & Income

Housing Tenure

Owner: 76.3%Renter: 23.7%Tenure
Owner76.3%
Renter23.7%

Home Value Distribution

Under $50k
17%
$50k–100k
10%
$100k–150k
5%
$150k–200k
6%
$200k–300k
21%
$300k–500k
31%
Over $500k
9%

Financials

Median HH Income$63,144 ▼ 17% below avg ↑ 26% since 2019
Median Home Value$264,300 ≈ Avg ↑ 83% since 2019
Home/Income Ratio4.2x (nat avg ~3.5x)
Median Rent$1,442/mo ↑ 32% since 2019
Total Units11,887
Vacant Units2,219
Avg HH Size2.06

Income Distribution

Under $25k
19%
$25k–50k
17%
$50k–75k
20%
$75k–100k
14%
$100k–150k
17%
$150k–200k
8%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
83%
Public Transit
1%
Walked
1%
Work From Home
15%

Commute Time

Under 15 min
37%
15–30 min
38%
30–45 min
11%
Over 45 min
15%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
3%
1960s–1970s
18%
1980s–1990s
19%
2000+
59%

Summary

Total Units11,887
Vacant2,219
Owner Occupied76.3%
Renter Occupied23.7%
Avg HH Size2.06
Frequently Asked Questions
ZIP code 32966 is in Vero Beach, FL, in Indian River County.
ZIP code 32966 is located in Florida (FL).
ZIP code 32966 is in Indian River County, FL.
ZIP 32966 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 32966 is 20,025 people (ACS 2023).
The median household income in ZIP code 32966 is $63,144 (ACS 2023).
The median home value in ZIP 32966 is $264,300 (ACS 2023).
About ZIP Code 32966

ZIP code 32966 is located in Vero Beach, Florida, within Indian River County. With a population of 20,025, this is a moderately populated ZIP code with an older community — the median age is 63 years. Economically, 32966 is a solidly middle-class ZIP code: the median household income of $63,144 is below the national average.

Real estate in ZIP code 32966 represents a mid-range housing market. The median home value of $264,300 is near the national average. Renters can expect to pay around $1,442 per month in median rent. Homeownership is strong here — 76.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 83% since 2019.

The population of 32966 is primarily White (82.85%). Residents are well-educated — 43.9% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 9.4%. Household income has grown by 26% since 2019.

The unemployment rate in 32966 stands at 6.0%, which is above the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 76%.

Overall, ZIP code 32966 in Vero Beach, FL is characterized as solidly middle-class, well-educated, an older community, and predominantly owner-occupied. With 20,025 residents, a median household income of $63,144, and a median home value of $264,300, it offers a clear picture of life in this part of Florida.