US ZIP Code
32909

Palm Bay, FL

Brevard County  ·  Florida

● Active
👥 39,611 Population ↑ 27% since 2019
💰 $76,708 Median HH Income
≈ Avg ↑ 50% since 2019
🎂 37.9 Median Age ↓ 5% since 2019
🏠 $261,400 Median Home Value
≈ Avg ↑ 55% since 2019
🎓 35.6% College Grads
▼ 8% below avg
📊 5.5% Unemployment
▲ 11% above avg ↑ 20% since 2019
ZIP Code Details
ZIP Code32909
CityPalm Bay
StateFlorida (FL)
CountyBrevard County
Area Code772
Elevation21 ft
Latitude27.899471
Longitude-80.659577
TimezoneNew York (DST)
FIPS12009
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 47.6% (18,867) Female 52.4% (20,744) ♀

Race & Ethnicity

White: 46.3%Hispanic: 20.3%Black: 21.4%Asian: 3.6%Other: 8.1%Race
White46.3%
Hispanic20.3%
Black21.4%
Asian3.6%
Other8.1%

Age Breakdown

Under 5
6%
5–17
19%
18–24
8%
25–44
28%
45–64
24%
65+
7%

Key Indicators

Median Age37.9 yrs ↓ 5% since 2019
Avg Household Size2.99
Below Poverty13.0% ▲ 30% above avg
College Grads35.6% ▼ 8% below avg
Unemployment5.5% ▲ 11% above avg
No HS Diploma652 (2.6%)
HS Graduate7,322 (29.2%)
Some College4,430 (17.7%)
Associates3,747 (14.9%)
Bachelors3,149 (12.6%)
Graduate Degree5,779 (23%)

Education

No HS: 2.6%HS Grad: 29.2%Some College: 17.7%Associates: 14.9%Bachelors: 12.6%Graduate: 23%Edu
No HS2.6%
HS Grad29.2%
Some College17.7%
Associates14.9%
Bachelors12.6%
Graduate23.0%
Housing & Income

Housing Tenure

Owner: 83.3%Renter: 16.8%Tenure
Owner83.3%
Renter16.8%

Home Value Distribution

Under $50k
7%
$50k–100k
1%
$100k–150k
4%
$150k–200k
15%
$200k–300k
35%
$300k–500k
32%
Over $500k
6%

Financials

Median HH Income$76,708 ≈ Avg ↑ 50% since 2019
Median Home Value$261,400 ≈ Avg ↑ 55% since 2019
Home/Income Ratio3.4x (nat avg ~3.5x)
Median Rent$1,502/mo ↑ 46% since 2019
Total Units14,278
Vacant Units1,043
Avg HH Size2.99

Income Distribution

Under $25k
12%
$25k–50k
16%
$50k–75k
17%
$75k–100k
17%
$100k–150k
24%
$150k–200k
6%
Over $200k
8%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
1%
Walked
0%
Work From Home
10%

Commute Time

Under 15 min
13%
15–30 min
38%
30–45 min
35%
Over 45 min
14%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
0%
1960s–1970s
12%
1980s–1990s
30%
2000+
57%

Summary

Total Units14,278
Vacant1,043
Owner Occupied83.3%
Renter Occupied16.8%
Avg HH Size2.99
Frequently Asked Questions
ZIP code 32909 is in Palm Bay, FL, in Brevard County.
ZIP code 32909 is located in Florida (FL).
ZIP code 32909 is in Brevard County, FL.
ZIP 32909 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 32909 is 39,611 people (ACS 2023).
The median household income in ZIP code 32909 is $76,708 (ACS 2023).
The median home value in ZIP 32909 is $261,400 (ACS 2023).
About ZIP Code 32909

ZIP code 32909 is located in Palm Bay, Florida, within Brevard County. With a population of 39,611, this is a highly populated ZIP code with a relatively young community — the median age is 37.9 years. Economically, 32909 is a middle-income ZIP code: the median household income of $76,708 is near the national average.

Real estate in ZIP code 32909 represents a mid-range housing market. The median home value of $261,400 is near the national average. Renters can expect to pay around $1,502 per month in median rent. Homeownership is strong here — 83.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 55% since 2019.

The population of 32909 is racially diverse, with White as the largest group at 46.3%. Residents are moderately educated — 35.6% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.0%. Household income has grown by 50% since 2019.

The unemployment rate in 32909 stands at 5.5%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 76%.

Overall, ZIP code 32909 in Palm Bay, FL is characterized as middle-income, moderately educated, a relatively young community, and predominantly owner-occupied. With 39,611 residents, a median household income of $76,708, and a median home value of $261,400, it offers a clear picture of life in this part of Florida.