| ZIP Code | 32963 |
|---|---|
| City | Vero Beach |
| State | Florida (FL) |
| County | Indian River County |
| Area Code | 772 |
| Latitude | 27.718239 |
|---|---|
| Longitude | -80.393276 |
| Timezone | New York (DST) |
| FIPS | 12061 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 69.1 yrs |
|---|---|
| Avg Household Size | 1.91 |
| Below Poverty | 6.8% ▼ 32% below avg |
| College Grads | 74.7% ▲ 93% above avg |
| Unemployment | 2.4% ▼ 52% below avg |
| No HS Diploma | 60 (0.4%) |
| HS Graduate | 1,582 (11.8%) |
| Some College | 651 (4.8%) |
| Associates | 1,106 (8.2%) |
| Bachelors | 1,022 (7.6%) |
| Graduate Degree | 9,036 (67.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $142,985 ▲ 87% above avg ↑ 27% since 2019 |
|---|---|
| Median Home Value | $894,900 ▲ 221% above avg ↑ 37% since 2019 |
| Home/Income Ratio | 6.3x (nat avg ~3.5x) |
| Median Rent | $2,000/mo ↑ 50% since 2019 |
| Total Units | 12,344 |
| Vacant Units | 4,513 |
| Avg HH Size | 1.91 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,344 |
|---|---|
| Vacant | 4,513 |
| Owner Occupied | 95.1% |
| Renter Occupied | 4.9% |
| Avg HH Size | 1.91 |
ZIP code 32963 is located in Vero Beach, Florida, within Indian River County. With a population of 14,980, this is a lightly populated ZIP code with an older community — the median age is 69.1 years. Economically, 32963 is a upper-middle-income ZIP code: the median household income of $142,985 is significantly above the national average.
Real estate in ZIP code 32963 represents among the most expensive housing markets in the country. The median home value of $894,900 is more than double the national average. Renters can expect to pay around $2,000 per month in median rent. Homeownership is strong here — 95.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 37% since 2019.
The population of 32963 is primarily White (91.52%). Residents are highly educated — 74.7% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 6.8%. Household income has grown by 27% since 2019.
The unemployment rate in 32963 stands at 2.4%, which is well below the national average. A notably high share of workers — 30% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 61%.
Overall, ZIP code 32963 in Vero Beach, FL is characterized as upper-middle-income, highly educated, an older community, and predominantly owner-occupied. With 14,980 residents, a median household income of $142,985, and a median home value of $894,900, it offers a clear picture of life in this part of Florida.