| ZIP Code | 28904 |
|---|---|
| City | Hayesville |
| State | North Carolina (NC) |
| County | Clay County |
| Area Code | 828 |
| Elevation | 2,372 ft |
| Latitude | 35.06863 |
|---|---|
| Longitude | -83.733593 |
| Timezone | New York (DST) |
| FIPS | 37043 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 53.4 yrs |
|---|---|
| Avg Household Size | 2.29 |
| Below Poverty | 13.3% ▲ 33% above avg |
| College Grads | 47.6% ▲ 23% above avg |
| Unemployment | 4.0% ▼ 19% below avg |
| No HS Diploma | 96 (1.3%) |
| HS Graduate | 1,817 (24.9%) |
| Some College | 769 (10.6%) |
| Associates | 1,138 (15.6%) |
| Bachelors | 1,039 (14.3%) |
| Graduate Degree | 2,430 (33.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $53,785 ▼ 30% below avg ↑ 27% since 2019 |
|---|---|
| Median Home Value | $266,500 ≈ Avg ↑ 40% since 2019 |
| Home/Income Ratio | 5.0x (nat avg ~3.5x) |
| Median Rent | $784/mo ↑ 7% since 2019 |
| Total Units | 6,561 |
| Vacant Units | 1,972 |
| Avg HH Size | 2.29 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 6,561 |
|---|---|
| Vacant | 1,972 |
| Owner Occupied | 78.6% |
| Renter Occupied | 21.4% |
| Avg HH Size | 2.29 |
ZIP code 28904 is located in Hayesville, North Carolina, within Clay County. With a population of 10,614, this is a lightly populated ZIP code with a mature community — the median age is 53.4 years. Economically, 28904 is a working-class ZIP code: the median household income of $53,785 is below the national average.
Real estate in ZIP code 28904 represents a mid-range housing market. The median home value of $266,500 is near the national average. Renters can expect to pay around $784 per month in median rent. Homeownership is strong here — 78.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 40% since 2019.
The population of 28904 is primarily White (91.95%). Residents are well-educated — 47.6% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 13.3%. Household income has grown by 27% since 2019.
The unemployment rate in 28904 stands at 4.0%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 28904 in Hayesville, NC is characterized as working-class, well-educated, a mature community, and predominantly owner-occupied. With 10,614 residents, a median household income of $53,785, and a median home value of $266,500, it offers a clear picture of life in this part of North Carolina.