| ZIP Code | 28763 |
|---|---|
| City | Otto |
| State | North Carolina (NC) |
| County | Macon County |
| Area Code | 828 |
| Elevation | 2,321 ft |
| Latitude | 35.028709 |
|---|---|
| Longitude | -83.465935 |
| Timezone | New York (DST) |
| FIPS | 37113 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.0 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.30 |
| Below Poverty | 13.8% ▲ 38% above avg |
| College Grads | 37.9% ≈ Avg |
| Unemployment | 4.7% ≈ Avg |
| HS Graduate | 341 (18.4%) |
| Some College | 398 (21.4%) |
| Associates | 414 (22.3%) |
| Bachelors | 295 (15.9%) |
| Graduate Degree | 410 (22.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $64,836 ▼ 15% below avg ↓ 6% since 2019 |
|---|---|
| Median Home Value | $253,000 ▼ 9% below avg ↑ 38% since 2019 |
| Home/Income Ratio | 3.9x (nat avg ~3.5x) |
| Median Rent | $764/mo |
| Total Units | 1,530 |
| Vacant Units | 431 |
| Avg HH Size | 2.30 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,530 |
|---|---|
| Vacant | 431 |
| Owner Occupied | 83.0% |
| Renter Occupied | 17.0% |
| Avg HH Size | 2.30 |
ZIP code 28763 is located in Otto, North Carolina, within Macon County. With a population of 2,525, this is a sparsely populated ZIP code with a mature community — the median age is 45 years. Economically, 28763 is a solidly middle-class ZIP code: the median household income of $64,836 is below the national average.
Real estate in ZIP code 28763 represents a mid-range housing market. The median home value of $253,000 is near the national average. Renters can expect to pay around $764 per month in median rent. Homeownership is strong here — 83.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 38% since 2019.
The population of 28763 is primarily White (95.17%). Residents are moderately educated — 37.9% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.8%. Household income has declined by 6% since 2019.
The unemployment rate in 28763 stands at 4.7%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 28763 in Otto, NC is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 2,525 residents, a median household income of $64,836, and a median home value of $253,000, it offers a clear picture of life in this part of North Carolina.