| ZIP Code | 28747 |
|---|---|
| City | Lake Toxaway |
| State | North Carolina (NC) |
| County | Transylvania County |
| Area Code | 828 |
| Elevation | 3,085 ft |
| Latitude | 35.145558 |
|---|---|
| Longitude | -82.917326 |
| Timezone | New York (DST) |
| FIPS | 37175 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.5 yrs |
|---|---|
| Avg Household Size | 2.46 |
| Below Poverty | 20.8% ▲ 108% above avg |
| College Grads | 39.9% ≈ Avg |
| Unemployment | 7.7% ▲ 58% above avg |
| No HS Diploma | 5 (0.4%) |
| HS Graduate | 425 (30.2%) |
| Some College | 157 (11.2%) |
| Associates | 259 (18.4%) |
| Bachelors | 117 (8.3%) |
| Graduate Degree | 445 (31.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $60,405 ▼ 21% below avg ↑ 48% since 2019 |
|---|---|
| Median Home Value | $256,000 ▼ 8% below avg ↑ 41% since 2019 |
| Home/Income Ratio | 4.2x (nat avg ~3.5x) |
| Total Units | 1,864 |
| Vacant Units | 964 |
| Avg HH Size | 2.46 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,864 |
|---|---|
| Vacant | 964 |
| Owner Occupied | 93.6% |
| Renter Occupied | 6.4% |
| Avg HH Size | 2.46 |
ZIP code 28747 is located in Lake Toxaway, North Carolina, within Transylvania County. With a population of 2,216, this is a sparsely populated ZIP code with a mature community — the median age is 48.5 years. Economically, 28747 is a solidly middle-class ZIP code: the median household income of $60,405 is below the national average.
Real estate in ZIP code 28747 represents a mid-range housing market. The median home value of $256,000 is near the national average. Homeownership is strong here — 93.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 28747 is primarily White (96.62%). Residents are moderately educated — 39.9% hold a bachelor's degree or higher, which is near the national average. Poverty affects a significant share of residents at 20.8%. Household income has grown by 48% since 2019.
The unemployment rate in 28747 stands at 7.7%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 28747 in Lake Toxaway, NC is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 2,216 residents, a median household income of $60,405, and a median home value of $256,000, it offers a clear picture of life in this part of North Carolina.