City

Lake Toxaway, NC

1 ZIP code  ·  Transylvania County  ·  North Carolina

👥2,216Population
💰$60,405Median HH Income▼ 21% below avg
🎂48.5Median Age
🏠$256,000Median Home Value▼ 8% below avg
🎓39.9%College Grads≈ Avg
📊7.7%Unemployment▲ 58% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 55.9% Female 44.1% ♀

Race & Ethnicity

White: 96.6%Hispanic: 1.9%Asian: 0.6%Other: 0.8%Race
White96.6%
Hispanic1.9%
Asian0.6%
Other0.8%

Age Breakdown

Under 5
3%
5–17
22%
18–24
3%
25–44
20%
45–64
28%
65+
11%

Key Indicators

Median Age48.5 yrs
Avg HH Size2.46
Below Poverty20.8% ▲ 108% above avg
College Grads39.9% ≈ Avg
Unemployment7.7% ▲ 58% above avg
No HS Diploma5 (0.4%)
HS Graduate425 (30.2%)
Some College157 (11.2%)
Associates259 (18.4%)
Bachelors117 (8.3%)
Graduate Degree445 (31.6%)

Education

No HS: 0.4%HS Grad: 30.2%Some College: 11.2%Associates: 18.4%Bachelors: 8.3%Graduate: 31.6%Edu
No HS0.4%
HS Grad30.2%
Some College11.2%
Associates18.4%
Bachelors8.3%
Graduate31.6%
Housing & Income

Housing Tenure

Owner: 93.6%Renter: 6.4%Tenure
Owner93.6%
Renter6.4%

Home Value Distribution

Under $50k
3%
$50k–$100k
11%
$100k–$150k
16%
$150k–$200k
11%
$200k–$300k
19%
$300k–$500k
29%
Over $500k
11%

Financials

Median HH Income$60,405 ▼ 21% below avg
Median Home Value$256,000 ▼ 8% below avg
Home/Income Ratio4.2x (nat avg ~3.5x)
Total Housing Units1,864
Vacant Units964

Income Distribution

Under $25k
19%
$25k–$50k
20%
$50k–$75k
16%
$75k–$100k
11%
$100k–$150k
17%
$150k–$200k
4%
Over $200k
13%
Employment & Commute

How People Get to Work

Drove Alone
91%
Work From Home
9%

Commute Time

Under 15 min
25%
15–30 min
31%
30–45 min
34%
Over 45 min
10%
Housing Stock

Year Built

1940s–1950s
3%
1960s–1970s
25%
1980s–1990s
17%
2000+
56%
About Lake Toxaway, NC

Lake Toxaway is a city in North Carolina, located in Transylvania County. The city spans 1 ZIP code and is home to approximately 2,216 residents. It is a mature city, with a median age of 48.5 years.

Economically, Lake Toxaway is a solidly middle-class community. The median household income of $60,405 is below the national average. Approximately 20.8% of residents live below the poverty line. The unemployment rate is 7.7%, significantly above the national average.

The real estate market in Lake Toxaway is a mid-range housing market. Median home values stand at $256,000, which is near the national average. Homeownership is high at 93.6%, typical of suburban and family-oriented communities.

The population of Lake Toxaway is moderately educated. 39.9% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (96.62%).

Lake Toxaway, NC offers residents a cost-conscious lifestyle within North Carolina.

ZIP Codes in Lake Toxaway
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
28747 2,216 $60,405 $256,000 7.7% 39.9% 93.6%