US ZIP Code
28774

Sapphire, NC

Transylvania County  ·  North Carolina

● Active
👥 1,437 Population ↑ 56% since 2019
💰 $119,183 Median HH Income
▲ 56% above avg ↑ 114% since 2019
🎂 63.6 Median Age
🏠 $723,200 Median Home Value
▲ 159% above avg ↑ 79% since 2019
🎓 75.0% College Grads
▲ 94% above avg
📊 0.0% Unemployment
▼ 100% below avg ↓ 100% since 2019
ZIP Code Details
ZIP Code28774
CitySapphire
StateNorth Carolina (NC)
CountyTransylvania County
Area Code828
Elevation3,646 ft
Latitude35.093536
Longitude-82.994977
TimezoneNew York (DST)
FIPS37099
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 40.8% (586) Female 59.2% (851) ♀

Race & Ethnicity

White: 93.6%Hispanic: 3.7%Other: 0.6%Race
White93.6%
Hispanic3.7%
Other0.6%

Age Breakdown

5–17
8%
18–24
3%
25–44
10%
45–64
34%
65+
22%

Key Indicators

Median Age63.6 yrs
Avg Household Size1.96
Below Poverty6.3% ▼ 37% below avg
College Grads75.0% ▲ 94% above avg
Unemployment0.0% ▼ 100% below avg
HS Graduate155 (14.3%)
Some College34 (3.1%)
Associates82 (7.6%)
Bachelors38 (3.5%)
Graduate Degree774 (71.5%)

Education

HS Grad: 14.3%Some College: 3.1%Associates: 7.6%Bachelors: 3.5%Graduate: 71.5%Edu
HS Grad14.3%
Some College3.1%
Associates7.6%
Bachelors3.5%
Graduate71.5%
Housing & Income

Housing Tenure

Owner: 87.5%Renter: 12.6%Tenure
Owner87.5%
Renter12.6%

Home Value Distribution

Under $50k
0%
$150k–200k
2%
$300k–500k
26%
Over $500k
71%

Financials

Median HH Income$119,183 ▲ 56% above avg ↑ 114% since 2019
Median Home Value$723,200 ▲ 159% above avg ↑ 79% since 2019
Home/Income Ratio6.1x (nat avg ~3.5x)
Median Rent$1,629/mo ↑ 18% since 2019
Total Units2,603
Vacant Units1,870
Avg HH Size1.96

Income Distribution

Under $25k
8%
$25k–50k
6%
$50k–75k
11%
$75k–100k
14%
$100k–150k
19%
$150k–200k
10%
Over $200k
32%
Employment & Commute

How People Get to Work

Drove Alone
57%
Public Transit
3%
Work From Home
40%

Commute Time

Under 15 min
25%
15–30 min
45%
30–45 min
10%
Over 45 min
20%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
8%
1960s–1970s
7%
1980s–1990s
26%
2000+
58%

Summary

Total Units2,603
Vacant1,870
Owner Occupied87.5%
Renter Occupied12.6%
Avg HH Size1.96
Frequently Asked Questions
ZIP code 28774 is in Sapphire, NC, in Transylvania County.
ZIP code 28774 is located in North Carolina (NC).
ZIP code 28774 is in Transylvania County, NC.
ZIP 28774 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 28774 is 1,437 people (ACS 2023).
The median household income in ZIP code 28774 is $119,183 (ACS 2023).
The median home value in ZIP 28774 is $723,200 (ACS 2023).
About ZIP Code 28774

ZIP code 28774 is located in Sapphire, North Carolina, within Transylvania County. With a population of 1,437, this is a sparsely populated ZIP code with an older community — the median age is 63.6 years. Economically, 28774 is a upper-middle-income ZIP code: the median household income of $119,183 is significantly above the national average.

Real estate in ZIP code 28774 represents a premium housing market. The median home value of $723,200 is more than double the national average. Renters can expect to pay around $1,629 per month in median rent. Homeownership is strong here — 87.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 79% since 2019.

The population of 28774 is primarily White (93.60%). Residents are highly educated — 75.0% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 6.3%. Household income has grown by 114% since 2019.

A notably high share of workers — 35% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 51%.

Overall, ZIP code 28774 in Sapphire, NC is characterized as upper-middle-income, highly educated, an older community, and predominantly owner-occupied. With 1,437 residents, a median household income of $119,183, and a median home value of $723,200, it offers a clear picture of life in this part of North Carolina.