US ZIP Code
28732

Fletcher, NC

Henderson County  ·  North Carolina

● Active
👥 18,490 Population ↑ 2% since 2019
💰 $79,451 Median HH Income
≈ Avg ↑ 23% since 2019
🎂 43.3 Median Age ↓ 2% since 2019
🏠 $341,900 Median Home Value
▲ 23% above avg ↑ 49% since 2019
🎓 49.7% College Grads
▲ 28% above avg
📊 3.2% Unemployment
▼ 35% below avg ↑ 4% since 2019
ZIP Code Details
ZIP Code28732
CityFletcher
StateNorth Carolina (NC)
CountyHenderson County
Area Code828
Elevation2,121 ft
Latitude35.451749
Longitude-82.445742
TimezoneNew York (DST)
FIPS37089
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.1% (9,077) Female 50.9% (9,413) ♀

Race & Ethnicity

White: 82.5%Hispanic: 8.8%Black: 3.2%Asian: 1.6%Other: 3.4%Race
White82.5%
Hispanic8.8%
Black3.2%
Asian1.6%
Other3.4%

Age Breakdown

Under 5
5%
5–17
15%
18–24
7%
25–44
25%
45–64
26%
65+
13%

Key Indicators

Median Age43.3 yrs ↓ 2% since 2019
Avg Household Size2.53
Below Poverty6.9% ▼ 31% below avg
College Grads49.7% ▲ 28% above avg
Unemployment3.2% ▼ 35% below avg
No HS Diploma207 (1.6%)
HS Graduate2,828 (22.1%)
Some College1,310 (10.2%)
Associates2,109 (16.4%)
Bachelors1,142 (8.9%)
Graduate Degree5,227 (40.8%)

Education

No HS: 1.6%HS Grad: 22.1%Some College: 10.2%Associates: 16.4%Bachelors: 8.9%Graduate: 40.8%Edu
No HS1.6%
HS Grad22.1%
Some College10.2%
Associates16.4%
Bachelors8.9%
Graduate40.8%
Housing & Income

Housing Tenure

Owner: 83.2%Renter: 16.8%Tenure
Owner83.2%
Renter16.8%

Home Value Distribution

Under $50k
4%
$50k–100k
2%
$100k–150k
5%
$150k–200k
3%
$200k–300k
25%
$300k–500k
43%
Over $500k
19%

Financials

Median HH Income$79,451 ≈ Avg ↑ 23% since 2019
Median Home Value$341,900 ▲ 23% above avg ↑ 49% since 2019
Home/Income Ratio4.3x (nat avg ~3.5x)
Median Rent$1,206/mo ↑ 17% since 2019
Total Units8,181
Vacant Units947
Avg HH Size2.53

Income Distribution

Under $25k
12%
$25k–50k
15%
$50k–75k
19%
$75k–100k
17%
$100k–150k
19%
$150k–200k
8%
Over $200k
11%
Employment & Commute

How People Get to Work

Drove Alone
85%
Walked
2%
Work From Home
13%

Commute Time

Under 15 min
27%
15–30 min
53%
30–45 min
15%
Over 45 min
5%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
2%
1960s–1970s
13%
1980s–1990s
28%
2000+
56%

Summary

Total Units8,181
Vacant947
Owner Occupied83.2%
Renter Occupied16.8%
Avg HH Size2.53
Frequently Asked Questions
ZIP code 28732 is in Fletcher, NC, in Henderson County.
ZIP code 28732 is located in North Carolina (NC).
ZIP code 28732 is in Henderson County, NC.
ZIP 28732 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 28732 is 18,490 people (ACS 2023).
The median household income in ZIP code 28732 is $79,451 (ACS 2023).
The median home value in ZIP 28732 is $341,900 (ACS 2023).
About ZIP Code 28732

ZIP code 28732 is located in Fletcher, North Carolina, within Henderson County. With a population of 18,490, this is a moderately populated ZIP code with a middle-aged community — the median age is 43.3 years. Economically, 28732 is a middle-income ZIP code: the median household income of $79,451 is near the national average.

Real estate in ZIP code 28732 represents a mid-range housing market. The median home value of $341,900 is above the national average. Renters can expect to pay around $1,206 per month in median rent. Homeownership is strong here — 83.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 49% since 2019.

The population of 28732 is primarily White (82.48%). Residents are well-educated — 49.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 6.9%. Household income has grown by 23% since 2019.

The unemployment rate in 28732 stands at 3.2%, which is below the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 80%.

Overall, ZIP code 28732 in Fletcher, NC is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 18,490 residents, a median household income of $79,451, and a median home value of $341,900, it offers a clear picture of life in this part of North Carolina.