US ZIP Code
28720

Chimney Rock, NC

Rutherford County  ·  North Carolina

● Active
👥 135 Population ↓ 24% since 2019
🎂 58.4 Median Age ↑ 19% since 2019
🏠 $361,100 Median Home Value
▲ 30% above avg ↑ 64% since 2019
🎓 36.5% College Grads
≈ Avg
📊 0.0% Unemployment
▼ 100% below avg ↓ 100% since 2019
ZIP Code Details
ZIP Code28720
CityChimney Rock
StateNorth Carolina (NC)
CountyRutherford County
Area Code828
Elevation1,053 ft
Latitude35.447724
Longitude-82.262195
TimezoneNew York (DST)
FIPS37161
ZIP TypePO Box
StatusActive
People & Population (ACS 2023)
♂ Male 38.5% (52) Female 61.5% (83) ♀

Race & Ethnicity

White: 100%Race
White100.0%

Age Breakdown

5–17
7%
25–44
24%
45–64
41%
65+
16%

Key Indicators

Median Age58.4 yrs ↑ 19% since 2019
Avg Household Size1.93
Below Poverty14.8% ▲ 48% above avg
College Grads36.5% ≈ Avg
Unemployment0.0% ▼ 100% below avg
HS Graduate50 (39.7%)
Some College3 (2.4%)
Associates27 (21.4%)
Bachelors10 (7.9%)
Graduate Degree36 (28.6%)

Education

HS Grad: 39.7%Some College: 2.4%Associates: 21.4%Bachelors: 7.9%Graduate: 28.6%Edu
HS Grad39.7%
Some College2.4%
Associates21.4%
Bachelors7.9%
Graduate28.6%
Housing & Income

Housing Tenure

Owner: 67.1%Renter: 32.9%Tenure
Owner67.1%
Renter32.9%

Home Value Distribution

$50k–100k
2%
$100k–150k
26%
$200k–300k
11%
$300k–500k
33%
Over $500k
28%

Financials

Median Home Value$361,100 ▲ 30% above avg ↑ 64% since 2019
Median Rent$1,358/mo ↑ 93% since 2019
Total Units170
Vacant Units100
Avg HH Size1.93

Income Distribution

Under $25k
25%
$25k–50k
7%
$50k–75k
30%
$75k–100k
6%
$100k–150k
3%
$150k–200k
22%
Over $200k
7%
Employment & Commute

How People Get to Work

Drove Alone
76%
Walked
24%

Commute Time

Under 15 min
55%
15–30 min
31%
30–45 min
3%
Over 45 min
12%
Housing Stock

Year Built

Before 1940
17%
1960s–1970s
6%
1980s–1990s
20%
2000+
57%

Summary

Total Units170
Vacant100
Owner Occupied67.1%
Renter Occupied32.9%
Avg HH Size1.93
Frequently Asked Questions
ZIP code 28720 is in Chimney Rock, NC, in Rutherford County.
ZIP code 28720 is located in North Carolina (NC).
ZIP code 28720 is in Rutherford County, NC.
ZIP 28720 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 28720 is 135 people (ACS 2023).
Income data not available.
The median home value in ZIP 28720 is $361,100 (ACS 2023).
About ZIP Code 28720

ZIP code 28720 is located in Chimney Rock, North Carolina, within Rutherford County. With a population of 135, this is a sparsely populated ZIP code with an older community — the median age is 58.4 years.

Real estate in ZIP code 28720 represents a mid-range housing market. The median home value of $361,100 is above the national average. Renters can expect to pay around $1,358 per month in median rent. Homeownership is strong here — 67.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 64% since 2019.

The population of 28720 is primarily White (100.00%). Residents are moderately educated — 36.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 14.8%.

Overall, ZIP code 28720 in Chimney Rock, NC is characterized as moderately educated, an older community, and predominantly owner-occupied.