County

Rutherford County, NC

12 ZIP codes  ·  12 cities  ·  North Carolina

👥61,355Population
💰$48,859Median HH Income▼ 36% below avg
🎂45.7Median Age
🏠$186,668Median Home Value▼ 33% below avg
🎓36.4%College Grads≈ Avg
📊5.3%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.1% Female 51.9% ♀

Race & Ethnicity

White: 80.2%Hispanic: 5.9%Black: 8.6%Asian: 0.5%Other: 4.1%Race
White80.2%
Hispanic5.9%
Black8.6%
Asian0.5%
Other4.1%

Age Breakdown

Under 5
5%
5–17
15%
18–24
7%
25–44
22%
45–64
28%
65+
11%

Key Indicators

Median Age45.7 yrs
Avg HH Size2.35
Below Poverty18.1% ▲ 81% above avg
College Grads36.4% ≈ Avg
Unemployment5.3% ≈ Avg
No HS Diploma598 (1.5%)
HS Graduate11,695 (29.2%)
Some College5,913 (14.8%)
Associates7,120 (17.8%)
Bachelors5,404 (13.5%)
Graduate Degree9,345 (23.3%)

Education

No HS: 1.5%HS Grad: 29.2%Some College: 14.8%Associates: 17.8%Bachelors: 13.5%Graduate: 23.3%Edu
No HS1.5%
HS Grad29.2%
Some College14.8%
Associates17.8%
Bachelors13.5%
Graduate23.3%
Housing & Income

Housing Tenure

Owner: 74.4%Renter: 25.6%Tenure
Owner74.4%
Renter25.6%

Home Value Distribution

Under $50k
10%
$50k–$100k
16%
$100k–$150k
14%
$150k–$200k
15%
$200k–$300k
22%
$300k–$500k
14%
Over $500k
8%

Financials

Median HH Income$48,859 ▼ 36% below avg
Median Home Value$186,668 ▼ 33% below avg
Home/Income Ratio3.8x (nat avg ~3.5x)
Median Rent$784/mo
Total Housing Units31,178
Vacant Units5,696

Income Distribution

Under $25k
24%
$25k–$50k
24%
$50k–$75k
18%
$75k–$100k
13%
$100k–$150k
12%
$150k–$200k
4%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
90%
Public Transit
0%
Walked
2%
Work From Home
8%

Commute Time

Under 15 min
27%
15–30 min
37%
30–45 min
18%
Over 45 min
18%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
11%
1960s–1970s
13%
1980s–1990s
19%
2000+
56%
About Rutherford County, NC

Rutherford County is located in North Carolina and encompasses 12 ZIP codes spanning 12 cities and communities. The county has an estimated population of 61,355 residents. With a median age of 45.7, it is a mature county.

Rutherford County has a working-class economic profile. The median household income of $48,858 is below the national average. Unemployment stands at 5.3%, near the national average. The poverty rate of 18.1% is significantly above the national average, indicating economic challenges.

Housing in Rutherford County is an affordable housing market, with a median home value of $186,668 — below the national average. Monthly median rent is approximately $784. Homeownership rates are high at 74.4%, reflecting a largely residential, stable population.

The residents of Rutherford County are primarily White (80.22%). Educational attainment is moderately educated — 36.4% of adults hold a bachelor's degree or higher, near the national average.

Rutherford County, NC is a working-class area in North Carolina. The 12 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Rutherford County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
28018 Bostic 5,298 $54,432 $152,400 $800 2.1% 33.4%
28040 Ellenboro 7,047 $57,989 $148,000 $697 7.4% 37.3%
28043 Forest City 20,896 $41,746 $176,100 $744 6.5% 32.7%
28746 Lake Lure 2,734 $65,703 $433,100 $983 5.0% 57.9%
28139 Rutherfordton 18,887 $52,148 $195,300 $842 3.1% 38.6%
28160 Spindale 3,825 $38,625 $121,300 $692 12.8% 31.6%
28167 Union Mills 2,217 $42,419 $215,800 0.6% 43.0%