| ZIP Code | 28160 |
|---|---|
| City | Spindale |
| State | North Carolina (NC) |
| County | Rutherford County |
| Area Code | 828 |
| Elevation | 996 ft |
| Latitude | 35.360671 |
|---|---|
| Longitude | -81.922286 |
| Timezone | New York (DST) |
| FIPS | 37161 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.6 yrs ↑ 21% since 2019 |
|---|---|
| Avg Household Size | 1.96 |
| Below Poverty | 13.7% ▲ 37% above avg |
| College Grads | 31.6% ▼ 18% below avg |
| Unemployment | 12.8% ▲ 162% above avg |
| No HS Diploma | 4 (0.2%) |
| HS Graduate | 572 (21.9%) |
| Some College | 646 (24.7%) |
| Associates | 565 (21.6%) |
| Bachelors | 365 (14%) |
| Graduate Degree | 460 (17.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $38,625 ▼ 49% below avg ↑ 20% since 2019 |
|---|---|
| Median Home Value | $121,300 ▼ 56% below avg ↑ 37% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $692/mo ↑ 18% since 2019 |
| Total Units | 1,953 |
| Vacant Units | 183 |
| Avg HH Size | 1.96 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,953 |
|---|---|
| Vacant | 183 |
| Owner Occupied | 47.8% |
| Renter Occupied | 52.2% |
| Avg HH Size | 1.96 |
ZIP code 28160 is located in Spindale, North Carolina, within Rutherford County. With a population of 3,825, this is a sparsely populated ZIP code with a mature community — the median age is 46.6 years. Economically, 28160 is a lower-income ZIP code: the median household income of $38,625 is below the national average.
Real estate in ZIP code 28160 represents one of the more affordable housing markets in the country. The median home value of $121,300 is well below the national average. Renters can expect to pay around $692 per month in median rent. The area has a relatively balanced mix of owners (47.8%) and renters (52.2%). Median home values have increased by 37% since 2019.
The population of 28160 is primarily White (76.86%). Residents are moderately educated — 31.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 13.7%. Household income has grown by 20% since 2019.
The unemployment rate in 28160 stands at 12.8%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 28160 in Spindale, NC is characterized as lower-income, moderately educated, and a mature community. With 3,825 residents, a median household income of $38,625, and a median home value of $121,300, it offers a clear picture of life in this part of North Carolina.