| ZIP Code | 28682 |
|---|---|
| City | Terrell |
| State | North Carolina (NC) |
| County | Catawba County |
| Area Code | 828 |
| Elevation | 784 ft |
| Latitude | 35.588254 |
|---|---|
| Longitude | -80.965153 |
| Timezone | New York (DST) |
| FIPS | 37035 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 51.3 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.46 |
| Below Poverty | 7.6% ▼ 24% below avg |
| College Grads | 63.1% ▲ 63% above avg |
| Unemployment | 1.9% ▼ 62% below avg |
| No HS Diploma | 58 (5.2%) |
| HS Graduate | 133 (11.8%) |
| Some College | 134 (11.9%) |
| Associates | 89 (7.9%) |
| Bachelors | 350 (31.2%) |
| Graduate Degree | 359 (32%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $96,949 ▲ 27% above avg ↑ 20% since 2019 |
|---|---|
| Median Home Value | $595,100 ▲ 113% above avg ↑ 25% since 2019 |
| Home/Income Ratio | 6.1x (nat avg ~3.5x) |
| Median Rent | $1,519/mo ↑ 138% since 2019 |
| Total Units | 800 |
| Vacant Units | 219 |
| Avg HH Size | 2.46 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 800 |
|---|---|
| Vacant | 219 |
| Owner Occupied | 82.3% |
| Renter Occupied | 17.7% |
| Avg HH Size | 2.46 |
ZIP code 28682 is located in Terrell, North Carolina, within Catawba County. With a population of 1,429, this is a sparsely populated ZIP code with a mature community — the median age is 51.3 years. Economically, 28682 is a middle-income ZIP code: the median household income of $96,949 is above the national average.
Real estate in ZIP code 28682 represents a premium housing market. The median home value of $595,100 is more than double the national average. Renters can expect to pay around $1,519 per month in median rent. Homeownership is strong here — 82.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 25% since 2019.
The population of 28682 is primarily White (96.08%). Residents are highly educated — 63.1% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 7.6%. Household income has grown by 20% since 2019.
The unemployment rate in 28682 stands at 1.9%, which is well below the national average. About 22% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 53%.
Overall, ZIP code 28682 in Terrell, NC is characterized as middle-income, highly educated, a mature community, and predominantly owner-occupied. With 1,429 residents, a median household income of $96,949, and a median home value of $595,100, it offers a clear picture of life in this part of North Carolina.