| ZIP Code | 28037 |
|---|---|
| City | Denver |
| State | North Carolina (NC) |
| County | Lincoln County |
| Area Code | 704/980 |
| Elevation | 744 ft |
| Latitude | 35.495486 |
|---|---|
| Longitude | -81.018484 |
| Timezone | New York (DST) |
| FIPS | 37109 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.0 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 2.49 |
| Below Poverty | 5.2% ▼ 48% below avg |
| College Grads | 60.5% ▲ 56% above avg |
| Unemployment | 2.4% ▼ 51% below avg |
| No HS Diploma | 146 (0.7%) |
| HS Graduate | 3,502 (18%) |
| Some College | 1,894 (9.7%) |
| Associates | 2,143 (11%) |
| Bachelors | 2,782 (14.3%) |
| Graduate Degree | 9,006 (46.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $109,779 ▲ 44% above avg ↑ 38% since 2019 |
|---|---|
| Median Home Value | $455,700 ▲ 63% above avg ↑ 42% since 2019 |
| Home/Income Ratio | 4.2x (nat avg ~3.5x) |
| Median Rent | $1,126/mo ↑ 32% since 2019 |
| Total Units | 11,930 |
| Vacant Units | 1,038 |
| Avg HH Size | 2.49 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 11,930 |
|---|---|
| Vacant | 1,038 |
| Owner Occupied | 84.0% |
| Renter Occupied | 16.0% |
| Avg HH Size | 2.49 |
ZIP code 28037 is located in Denver, North Carolina, within Lincoln County. With a population of 27,128, this is a moderately populated ZIP code with a mature community — the median age is 45 years. Economically, 28037 is a upper-middle-income ZIP code: the median household income of $109,779 is above the national average.
Real estate in ZIP code 28037 represents a premium housing market. The median home value of $455,700 is significantly above the national average. Renters can expect to pay around $1,126 per month in median rent. Homeownership is strong here — 84.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 42% since 2019.
The population of 28037 is primarily White (89.74%). Residents are highly educated — 60.5% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 5.2%. Household income has grown by 38% since 2019.
The unemployment rate in 28037 stands at 2.4%, which is well below the national average. About 20% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 74%.
Overall, ZIP code 28037 in Denver, NC is characterized as upper-middle-income, highly educated, a mature community, and predominantly owner-occupied. With 27,128 residents, a median household income of $109,779, and a median home value of $455,700, it offers a clear picture of life in this part of North Carolina.