US ZIP Code
28557

Morehead City, NC

Carteret County  ·  North Carolina

● Active
👥 15,355 Population
💰 $67,753 Median HH Income
▼ 11% below avg ↑ 23% since 2019
🎂 48.2 Median Age ↓ 2% since 2019
🏠 $331,800 Median Home Value
▲ 19% above avg ↑ 38% since 2019
🎓 51.7% College Grads
▲ 33% above avg
📊 3.5% Unemployment
▼ 28% below avg ↓ 14% since 2019
ZIP Code Details
ZIP Code28557
CityMorehead City
StateNorth Carolina (NC)
CountyCarteret County
Area Code252
Elevation17 ft
Latitude34.737849
Longitude-76.750308
TimezoneNew York (DST)
FIPS37031
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 47.2% (7,248) Female 52.8% (8,107) ♀

Race & Ethnicity

White: 83.2%Hispanic: 6.4%Black: 4.4%Asian: 1.3%Other: 4.4%Race
White83.2%
Hispanic6.4%
Black4.4%
Asian1.3%
Other4.4%

Age Breakdown

Under 5
4%
5–17
13%
18–24
7%
25–44
21%
45–64
27%
65+
11%

Key Indicators

Median Age48.2 yrs ↓ 2% since 2019
Avg Household Size1.99
Below Poverty10.8% ▲ 8% above avg
College Grads51.7% ▲ 33% above avg
Unemployment3.5% ▼ 28% below avg
No HS Diploma41 (0.4%)
HS Graduate2,176 (20.1%)
Some College1,122 (10.4%)
Associates1,896 (17.5%)
Bachelors1,143 (10.6%)
Graduate Degree4,455 (41.1%)

Education

No HS: 0.4%HS Grad: 20.1%Some College: 10.4%Associates: 17.5%Bachelors: 10.6%Graduate: 41.1%Edu
No HS0.4%
HS Grad20.1%
Some College10.4%
Associates17.5%
Bachelors10.6%
Graduate41.1%
Housing & Income

Housing Tenure

Owner: 63.4%Renter: 36.6%Tenure
Owner63.4%
Renter36.6%

Home Value Distribution

Under $50k
6%
$50k–100k
1%
$100k–150k
3%
$150k–200k
7%
$200k–300k
25%
$300k–500k
39%
Over $500k
18%

Financials

Median HH Income$67,753 ▼ 11% below avg ↑ 23% since 2019
Median Home Value$331,800 ▲ 19% above avg ↑ 38% since 2019
Home/Income Ratio4.9x (nat avg ~3.5x)
Median Rent$1,143/mo ↑ 30% since 2019
Total Units9,168
Vacant Units1,540
Avg HH Size1.99

Income Distribution

Under $25k
18%
$25k–50k
17%
$50k–75k
17%
$75k–100k
13%
$100k–150k
20%
$150k–200k
7%
Over $200k
9%
Employment & Commute

How People Get to Work

Drove Alone
89%
Walked
1%
Work From Home
10%

Commute Time

Under 15 min
46%
15–30 min
31%
30–45 min
14%
Over 45 min
9%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
7%
1960s–1970s
16%
1980s–1990s
20%
2000+
56%

Summary

Total Units9,168
Vacant1,540
Owner Occupied63.4%
Renter Occupied36.6%
Avg HH Size1.99
Frequently Asked Questions
ZIP code 28557 is in Morehead City, NC, in Carteret County.
ZIP code 28557 is located in North Carolina (NC).
ZIP code 28557 is in Carteret County, NC.
ZIP 28557 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 28557 is 15,355 people (ACS 2023).
The median household income in ZIP code 28557 is $67,753 (ACS 2023).
The median home value in ZIP 28557 is $331,800 (ACS 2023).
About ZIP Code 28557

ZIP code 28557 is located in Morehead City, North Carolina, within Carteret County. With a population of 15,355, this is a moderately populated ZIP code with a mature community — the median age is 48.2 years. Economically, 28557 is a solidly middle-class ZIP code: the median household income of $67,753 is near the national average.

Real estate in ZIP code 28557 represents a mid-range housing market. The median home value of $331,800 is above the national average. Renters can expect to pay around $1,143 per month in median rent. Homeownership is strong here — 63.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 38% since 2019.

The population of 28557 is primarily White (83.16%). Residents are well-educated — 51.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 10.8%. Household income has grown by 23% since 2019.

The unemployment rate in 28557 stands at 3.5%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.

Overall, ZIP code 28557 in Morehead City, NC is characterized as solidly middle-class, well-educated, a mature community, and predominantly owner-occupied. With 15,355 residents, a median household income of $67,753, and a median home value of $331,800, it offers a clear picture of life in this part of North Carolina.