| ZIP Code | 28531 |
|---|---|
| City | Harkers Island |
| State | North Carolina (NC) |
| County | Carteret County |
| Area Code | 252 |
| Latitude | 34.698038 |
|---|---|
| Longitude | -76.555547 |
| Timezone | New York (DST) |
| FIPS | 37031 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 59.5 yrs ↑ 12% since 2019 |
|---|---|
| Avg Household Size | 2.39 |
| Below Poverty | 11.9% ▲ 19% above avg |
| College Grads | 33.8% ▼ 13% below avg |
| Unemployment | 0.5% ▼ 90% below avg |
| HS Graduate | 235 (30.2%) |
| Some College | 133 (17.1%) |
| Associates | 147 (18.9%) |
| Bachelors | 55 (7.1%) |
| Graduate Degree | 208 (26.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $58,750 ▼ 23% below avg ↑ 8% since 2019 |
|---|---|
| Median Home Value | $295,500 ≈ Avg ↑ 26% since 2019 |
| Home/Income Ratio | 5.0x (nat avg ~3.5x) |
| Median Rent | $968/mo ↓ 9% since 2019 |
| Total Units | 1,155 |
| Vacant Units | 719 |
| Avg HH Size | 2.39 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,155 |
|---|---|
| Vacant | 719 |
| Owner Occupied | 84.2% |
| Renter Occupied | 15.8% |
| Avg HH Size | 2.39 |
ZIP code 28531 is located in Harkers Island, North Carolina, within Carteret County. With a population of 1,080, this is a sparsely populated ZIP code with an older community — the median age is 59.5 years. Economically, 28531 is a solidly middle-class ZIP code: the median household income of $58,750 is below the national average.
Real estate in ZIP code 28531 represents a mid-range housing market. The median home value of $295,500 is near the national average. Renters can expect to pay around $968 per month in median rent. Homeownership is strong here — 84.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 26% since 2019.
The population of 28531 is primarily White (95.28%). Residents are moderately educated — 33.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.9%. Household income has grown by 8% since 2019.
The unemployment rate in 28531 stands at 0.5%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 28531 in Harkers Island, NC is characterized as solidly middle-class, moderately educated, an older community, and predominantly owner-occupied. With 1,080 residents, a median household income of $58,750, and a median home value of $295,500, it offers a clear picture of life in this part of North Carolina.