US ZIP Code
28512

Atlantic Beach, NC

Carteret County  ·  North Carolina

● Active
👥 3,452 Population ↑ 8% since 2019
💰 $80,375 Median HH Income
≈ Avg ↑ 29% since 2019
🎂 61.7 Median Age ↑ 4% since 2019
🏠 $529,400 Median Home Value
▲ 90% above avg ↑ 36% since 2019
🎓 66.8% College Grads
▲ 72% above avg
📊 3.4% Unemployment
▼ 31% below avg ↓ 19% since 2019
ZIP Code Details
ZIP Code28512
CityAtlantic Beach
StateNorth Carolina (NC)
CountyCarteret County
Area Code252
Elevation14 ft
Latitude34.701567
Longitude-76.806529
TimezoneNew York (DST)
FIPS37031
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.0% (1,759) Female 49.0% (1,693) ♀

Race & Ethnicity

White: 93.5%Hispanic: 1.3%Black: 0.5%Asian: 0.2%Other: 3.7%Race
White93.5%
Hispanic1.3%
Black0.5%
Asian0.2%
Other3.7%

Age Breakdown

Under 5
2%
5–17
8%
18–24
4%
25–44
12%
45–64
31%
65+
20%

Key Indicators

Median Age61.7 yrs ↑ 4% since 2019
Avg Household Size1.88
Below Poverty11.5% ▲ 15% above avg
College Grads66.8% ▲ 72% above avg
Unemployment3.4% ▼ 31% below avg
No HS Diploma5 (0.2%)
HS Graduate444 (15.3%)
Some College159 (5.5%)
Associates355 (12.2%)
Bachelors332 (11.4%)
Graduate Degree1,605 (55.3%)

Education

No HS: 0.2%HS Grad: 15.3%Some College: 5.5%Associates: 12.2%Bachelors: 11.4%Graduate: 55.3%Edu
No HS0.2%
HS Grad15.3%
Some College5.5%
Associates12.2%
Bachelors11.4%
Graduate55.3%
Housing & Income

Housing Tenure

Owner: 79.9%Renter: 20.1%Tenure
Owner79.9%
Renter20.1%

Home Value Distribution

Under $50k
2%
$50k–100k
2%
$100k–150k
3%
$150k–200k
2%
$200k–300k
10%
$300k–500k
29%
Over $500k
53%

Financials

Median HH Income$80,375 ≈ Avg ↑ 29% since 2019
Median Home Value$529,400 ▲ 90% above avg ↑ 36% since 2019
Home/Income Ratio6.6x (nat avg ~3.5x)
Median Rent$1,008/mo ↑ 2% since 2019
Total Units8,944
Vacant Units7,151
Avg HH Size1.88

Income Distribution

Under $25k
15%
$25k–50k
20%
$50k–75k
11%
$75k–100k
10%
$100k–150k
20%
$150k–200k
11%
Over $200k
14%
Employment & Commute

How People Get to Work

Drove Alone
75%
Walked
3%
Work From Home
22%

Commute Time

Under 15 min
47%
15–30 min
33%
30–45 min
12%
Over 45 min
9%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
7%
1960s–1970s
24%
1980s–1990s
15%
2000+
54%

Summary

Total Units8,944
Vacant7,151
Owner Occupied79.9%
Renter Occupied20.1%
Avg HH Size1.88
Frequently Asked Questions
ZIP code 28512 is in Atlantic Beach, NC, in Carteret County.
ZIP code 28512 is located in North Carolina (NC).
ZIP code 28512 is in Carteret County, NC.
ZIP 28512 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 28512 is 3,452 people (ACS 2023).
The median household income in ZIP code 28512 is $80,375 (ACS 2023).
The median home value in ZIP 28512 is $529,400 (ACS 2023).
About ZIP Code 28512

ZIP code 28512 is located in Atlantic Beach, North Carolina, within Carteret County. With a population of 3,452, this is a sparsely populated ZIP code with an older community — the median age is 61.7 years. Economically, 28512 is a middle-income ZIP code: the median household income of $80,375 is near the national average.

Real estate in ZIP code 28512 represents a premium housing market. The median home value of $529,400 is significantly above the national average. Renters can expect to pay around $1,008 per month in median rent. Homeownership is strong here — 79.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.

The population of 28512 is primarily White (93.51%). Residents are highly educated — 66.8% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects some residents at 11.5%. Household income has grown by 29% since 2019.

The unemployment rate in 28512 stands at 3.4%, which is below the national average. About 21% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 71%.

Overall, ZIP code 28512 in Atlantic Beach, NC is characterized as middle-income, highly educated, an older community, and predominantly owner-occupied. With 3,452 residents, a median household income of $80,375, and a median home value of $529,400, it offers a clear picture of life in this part of North Carolina.