| ZIP Code | 28092 |
|---|---|
| City | Lincolnton |
| State | North Carolina (NC) |
| County | Lincoln County |
| Area Code | 704/980 |
| Elevation | 868 ft |
| Latitude | 35.483239 |
|---|---|
| Longitude | -81.253054 |
| Timezone | New York (DST) |
| FIPS | 37109 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.3 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.47 |
| Below Poverty | 11.6% ▲ 16% above avg |
| College Grads | 33.3% ▼ 14% below avg |
| Unemployment | 4.1% ▼ 16% below avg |
| No HS Diploma | 435 (1.7%) |
| HS Graduate | 8,442 (32.8%) |
| Some College | 4,201 (16.3%) |
| Associates | 4,081 (15.9%) |
| Bachelors | 3,107 (12.1%) |
| Graduate Degree | 5,459 (21.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $62,625 ▼ 18% below avg ↑ 25% since 2019 |
|---|---|
| Median Home Value | $220,700 ▼ 21% below avg ↑ 58% since 2019 |
| Home/Income Ratio | 3.5x (nat avg ~3.5x) |
| Median Rent | $937/mo ↑ 37% since 2019 |
| Total Units | 17,332 |
| Vacant Units | 1,285 |
| Avg HH Size | 2.47 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 17,332 |
|---|---|
| Vacant | 1,285 |
| Owner Occupied | 70.0% |
| Renter Occupied | 30.0% |
| Avg HH Size | 2.47 |
ZIP code 28092 is located in Lincolnton, North Carolina, within Lincoln County. With a population of 40,224, this is a highly populated ZIP code with a middle-aged community — the median age is 43.3 years. Economically, 28092 is a solidly middle-class ZIP code: the median household income of $62,625 is below the national average.
Real estate in ZIP code 28092 represents an affordable housing market. The median home value of $220,700 is below the national average. Renters can expect to pay around $937 per month in median rent. Homeownership is strong here — 70.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 58% since 2019.
The population of 28092 is primarily White (75.74%). Residents are moderately educated — 33.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.6%. Household income has grown by 25% since 2019.
The unemployment rate in 28092 stands at 4.1%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 28092 in Lincolnton, NC is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 40,224 residents, a median household income of $62,625, and a median home value of $220,700, it offers a clear picture of life in this part of North Carolina.