City

Lincolnton, NC

2 ZIP codes  ·  Lincoln County  ·  North Carolina

👥40,224Population
💰$62,625Median HH Income▼ 18% below avg
🎂43.3Median Age
🏠$220,700Median Home Value▼ 21% below avg
🎓33.3%College Grads▼ 14% below avg
📊4.1%Unemployment▼ 16% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.7% Female 49.3% ♀

Race & Ethnicity

White: 75.7%Hispanic: 10.7%Black: 9.4%Asian: 0.6%Other: 3.2%Race
White75.7%
Hispanic10.7%
Black9.4%
Asian0.6%
Other3.2%

Age Breakdown

Under 5
5%
5–17
15%
18–24
9%
25–44
23%
45–64
29%
65+
8%

Key Indicators

Median Age43.3 yrs
Avg HH Size2.47
Below Poverty11.6% ▲ 16% above avg
College Grads33.3% ▼ 14% below avg
Unemployment4.1% ▼ 16% below avg
No HS Diploma435 (1.7%)
HS Graduate8,442 (32.8%)
Some College4,201 (16.3%)
Associates4,081 (15.9%)
Bachelors3,107 (12.1%)
Graduate Degree5,459 (21.2%)

Education

No HS: 1.7%HS Grad: 32.8%Some College: 16.3%Associates: 15.9%Bachelors: 12.1%Graduate: 21.2%Edu
No HS1.7%
HS Grad32.8%
Some College16.3%
Associates15.9%
Bachelors12.1%
Graduate21.2%
Housing & Income

Housing Tenure

Owner: 70%Renter: 30%Tenure
Owner70.0%
Renter30.0%

Home Value Distribution

Under $50k
6%
$50k–$100k
12%
$100k–$150k
12%
$150k–$200k
14%
$200k–$300k
31%
$300k–$500k
19%
Over $500k
7%

Financials

Median HH Income$62,625 ▼ 18% below avg
Median Home Value$220,700 ▼ 21% below avg
Home/Income Ratio3.5x (nat avg ~3.5x)
Median Rent$937/mo
Total Housing Units17,332
Vacant Units1,285

Income Distribution

Under $25k
19%
$25k–$50k
18%
$50k–$75k
17%
$75k–$100k
17%
$100k–$150k
17%
$150k–$200k
6%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
91%
Public Transit
0%
Walked
1%
Work From Home
8%

Commute Time

Under 15 min
28%
15–30 min
33%
30–45 min
21%
Over 45 min
19%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
9%
1960s–1970s
14%
1980s–1990s
18%
2000+
57%
About Lincolnton, NC

Lincolnton is a city in North Carolina, located in Lincoln County. The city spans 2 ZIP codes and is home to approximately 40,224 residents. It is a middle-aged city, with a median age of 43.3 years.

Economically, Lincolnton is a solidly middle-class community. The median household income of $62,625 is below the national average. Approximately 11.6% of residents live below the poverty line. The unemployment rate is 4.1%, below the national average.

The real estate market in Lincolnton is an affordable housing market. Median home values stand at $220,700, which is below the national average. Renters typically pay around $937 per month. Homeownership is high at 70.0%, typical of suburban and family-oriented communities.

The population of Lincolnton is moderately educated. 33.3% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (75.74%).

Lincolnton, NC offers residents a cost-conscious lifestyle within North Carolina. Spread across 2 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Lincolnton
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
28092 40,224 $62,625 $220,700 $937 4.1% 33.3% 70.0%