| ZIP Code | 20603 |
|---|---|
| City | Waldorf |
| State | Maryland (MD) |
| County | Charles County |
| Area Code | 227/240/301 |
| Elevation | 217 ft |
| Latitude | 38.62913 |
|---|---|
| Longitude | -76.975586 |
| Timezone | New York (DST) |
| FIPS | 24017 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.8 yrs ↑ 7% since 2019 |
|---|---|
| Avg Household Size | 2.83 |
| Below Poverty | 5.2% ▼ 48% below avg |
| College Grads | 49.3% ▲ 27% above avg |
| Unemployment | 4.7% ≈ Avg |
| No HS Diploma | 274 (1.3%) |
| HS Graduate | 5,072 (24.5%) |
| Some College | 2,085 (10.1%) |
| Associates | 3,078 (14.8%) |
| Bachelors | 2,525 (12.2%) |
| Graduate Degree | 7,709 (37.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $137,138 ▲ 80% above avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $430,700 ▲ 54% above avg ↑ 30% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $2,021/mo ↑ 13% since 2019 |
| Total Units | 11,887 |
| Vacant Units | 369 |
| Avg HH Size | 2.83 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 11,887 |
|---|---|
| Vacant | 369 |
| Owner Occupied | 82.2% |
| Renter Occupied | 17.9% |
| Avg HH Size | 2.83 |
ZIP code 20603 is located in Waldorf, Maryland, within Charles County. With a population of 32,649, this is a moderately populated ZIP code with a middle-aged community — the median age is 38.8 years. Economically, 20603 is a upper-middle-income ZIP code: the median household income of $137,138 is significantly above the national average.
Real estate in ZIP code 20603 represents a premium housing market. The median home value of $430,700 is significantly above the national average. Renters can expect to pay around $2,021 per month in median rent. Homeownership is strong here — 82.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 30% since 2019.
The population of 20603 is majority Black (60.42%). Residents are well-educated — 49.3% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 5.2%. Household income has grown by 18% since 2019.
The unemployment rate in 20603 stands at 4.7%, which is near the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 20603 in Waldorf, MD is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 32,649 residents, a median household income of $137,138, and a median home value of $430,700, it offers a clear picture of life in this part of Maryland.