US ZIP Code
20601

Waldorf, MD

Charles County  ·  Maryland

● Active
👥 27,340 Population ↑ 7% since 2019
💰 $120,278 Median HH Income
▲ 58% above avg ↑ 16% since 2019
🎂 37.0 Median Age
🏠 $380,700 Median Home Value
▲ 37% above avg ↑ 30% since 2019
🎓 42.0% College Grads
▲ 8% above avg
📊 5.5% Unemployment
▲ 12% above avg ↑ 94% since 2019
ZIP Code Details
ZIP Code20601
CityWaldorf
StateMaryland (MD)
CountyCharles County
Area Code227/240/301
Elevation142 ft
Latitude38.619558
Longitude-76.856042
TimezoneNew York (DST)
FIPS24017
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 47.8% (13,060) Female 52.2% (14,280) ♀

Race & Ethnicity

White: 24.4%Hispanic: 9.4%Black: 55.3%Asian: 3.3%Other: 7%Race
White24.4%
Hispanic9.4%
Black55.3%
Asian3.3%
Other7.0%

Age Breakdown

Under 5
6%
5–17
17%
18–24
9%
25–44
28%
45–64
27%
65+
7%

Key Indicators

Median Age37.0 yrs
Avg Household Size2.73
Below Poverty6.1% ▼ 39% below avg
College Grads42.0% ▲ 8% above avg
Unemployment5.5% ▲ 12% above avg
No HS Diploma308 (1.7%)
HS Graduate5,532 (30.7%)
Some College2,097 (11.6%)
Associates2,515 (14%)
Bachelors1,698 (9.4%)
Graduate Degree5,865 (32.6%)

Education

No HS: 1.7%HS Grad: 30.7%Some College: 11.6%Associates: 14%Bachelors: 9.4%Graduate: 32.6%Edu
No HS1.7%
HS Grad30.7%
Some College11.6%
Associates14.0%
Bachelors9.4%
Graduate32.6%
Housing & Income

Housing Tenure

Owner: 78.9%Renter: 21.1%Tenure
Owner78.9%
Renter21.1%

Home Value Distribution

Under $50k
5%
$50k–100k
1%
$100k–150k
1%
$150k–200k
1%
$200k–300k
15%
$300k–500k
62%
Over $500k
16%

Financials

Median HH Income$120,278 ▲ 58% above avg ↑ 16% since 2019
Median Home Value$380,700 ▲ 37% above avg ↑ 30% since 2019
Home/Income Ratio3.2x (nat avg ~3.5x)
Median Rent$2,154/mo ↑ 21% since 2019
Total Units10,560
Vacant Units549
Avg HH Size2.73

Income Distribution

Under $25k
8%
$25k–50k
5%
$50k–75k
9%
$75k–100k
16%
$100k–150k
30%
$150k–200k
16%
Over $200k
15%
Employment & Commute

How People Get to Work

Drove Alone
81%
Public Transit
4%
Walked
0%
Work From Home
14%

Commute Time

Under 15 min
11%
15–30 min
22%
30–45 min
19%
Over 45 min
47%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
3%
1960s–1970s
20%
1980s–1990s
19%
2000+
57%

Summary

Total Units10,560
Vacant549
Owner Occupied78.9%
Renter Occupied21.1%
Avg HH Size2.73
Frequently Asked Questions
ZIP code 20601 is in Waldorf, MD, in Charles County.
ZIP code 20601 is located in Maryland (MD).
ZIP code 20601 is in Charles County, MD.
ZIP 20601 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 20601 is 27,340 people (ACS 2023).
The median household income in ZIP code 20601 is $120,278 (ACS 2023).
The median home value in ZIP 20601 is $380,700 (ACS 2023).
About ZIP Code 20601

ZIP code 20601 is located in Waldorf, Maryland, within Charles County. With a population of 27,340, this is a moderately populated ZIP code with a relatively young community — the median age is 37 years. Economically, 20601 is a upper-middle-income ZIP code: the median household income of $120,278 is significantly above the national average.

Real estate in ZIP code 20601 represents a mid-range housing market. The median home value of $380,700 is above the national average. Renters can expect to pay around $2,154 per month in median rent. Homeownership is strong here — 78.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 30% since 2019.

The population of 20601 is majority Black (55.29%). Residents are well-educated — 42.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 6.1%. Household income has grown by 16% since 2019.

The unemployment rate in 20601 stands at 5.5%, which is near the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 74%.

Overall, ZIP code 20601 in Waldorf, MD is characterized as upper-middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 27,340 residents, a median household income of $120,278, and a median home value of $380,700, it offers a clear picture of life in this part of Maryland.