| ZIP Code | 20695 |
|---|---|
| City | White Plains |
| State | Maryland (MD) |
| County | Charles County |
| Area Code | 227/301 |
| Elevation | 140 ft |
| Latitude | 38.587767 |
|---|---|
| Longitude | -76.9788 |
| Timezone | New York (DST) |
| FIPS | 24017 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.2 yrs ↓ 13% since 2019 |
|---|---|
| Avg Household Size | 2.84 |
| Below Poverty | 9.8% ≈ Avg |
| College Grads | 42.3% ▲ 9% above avg |
| Unemployment | 6.6% ▲ 35% above avg |
| No HS Diploma | 106 (1.3%) |
| HS Graduate | 2,545 (30.9%) |
| Some College | 680 (8.3%) |
| Associates | 1,415 (17.2%) |
| Bachelors | 652 (7.9%) |
| Graduate Degree | 2,828 (34.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $118,949 ▲ 56% above avg ↑ 10% since 2019 |
|---|---|
| Median Home Value | $446,700 ▲ 60% above avg ↑ 41% since 2019 |
| Home/Income Ratio | 3.8x (nat avg ~3.5x) |
| Median Rent | $1,949/mo ↓ 4% since 2019 |
| Total Units | 4,475 |
| Vacant Units | 14 |
| Avg HH Size | 2.84 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,475 |
|---|---|
| Vacant | 14 |
| Owner Occupied | 85.1% |
| Renter Occupied | 14.9% |
| Avg HH Size | 2.84 |
ZIP code 20695 is located in White Plains, Maryland, within Charles County. With a population of 12,725, this is a lightly populated ZIP code with a middle-aged community — the median age is 39.2 years. Economically, 20695 is a upper-middle-income ZIP code: the median household income of $118,949 is significantly above the national average.
Real estate in ZIP code 20695 represents a premium housing market. The median home value of $446,700 is significantly above the national average. Renters can expect to pay around $1,949 per month in median rent. Homeownership is strong here — 85.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 20695 is majority Black (60.86%). Residents are well-educated — 42.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 9.8%. Household income has grown by 10% since 2019.
The unemployment rate in 20695 stands at 6.6%, which is above the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 74%.
Overall, ZIP code 20695 in White Plains, MD is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 12,725 residents, a median household income of $118,949, and a median home value of $446,700, it offers a clear picture of life in this part of Maryland.